Results 71 to 80 of about 1,325 (207)
Croatian SMEs: Current Stage and Prospect
The Journal of Entrepreneurial Finance, 2009 Small businesses in Croatia are recognized as a locomotive for economic restructuring and increase of rate of employment. Bank credits have become more accessible in Croatia for the SME sector following privatization by foreign banks, which now ...
Ljiljana Viducic +3 more
doaj +1 more source
Banking with Inside Money: An Efficiency Analysis
Journal of Money, Credit and Banking, EarlyView.Abstract We show that banks do not decentralize the first best in a nominal Diamond–Dybvig economy with inside money. Furthermore, state‐contingent deposit contracts do not expand the consumption possibility set to include the first best either. Central banks can improve welfare but only for savers and only with unconventional monetary policy. Finally,
DAVID RIVERO +1 more
wiley +1 more source
Adverse Selection and Moral Hazard Effects in the Malaysian Credit Market: An Empirical Analysis
Malaysian Management Journal, 1997 The purpose of this paper is to test empirically the impact of adverse selection and moral hazard on the Malaysian credit market. The paper develops a supply and demand function for credit in Malaysia by using monthly data over the period from January ...
Omar Marashdeh
doaj
Journal of Agrarian Change, EarlyView.ABSTRACT Successive waves of extraction in the Caribbean—from plantation monocultures to oil and gas—have reshaped overlapping agrarian, coastal and marine environments, undermining the socio‐ecological foundations of small‐scale fisher livelihoods and generating ongoing conflict between the state, energy sector and fishing communities. Yet despite the
Merisa Thompson
wiley +1 more source
CREDIT MARKET IMPERFECTIONS IN THE THEORY OF CREDIT RATIONING
Financial Internet QuarterlyThe article aims at comparative analysis of the nature and dimensions of credit rationing on the grounds of theory of finance. The paper identifies the essence of credit rationing through the prism of its most important endogenous and exogenous prerequisites, assuming the lack of adequate instruments that could be used by banks to individually select ...
openaire +2 more sources
Credit Rationing, Government Credit Programs and Co-Financing [PDF]
Journal of Applied Economics, 2007 Costly monitoring may lead to credit rationing in equilibrium in an economy without any adverse selection or moral hazard problems. Given the widespread phenomenon of government intervention in credit markets in developing and developed countries, the natural question then is, How effective are these government programs?
openaire +2 more sources
Journal of Consumer Affairs, EarlyView.Abstract A deficiency in financial knowledge often precipitates costly financial choices, affecting consumers' behavior and decision‐making. We delve into how financial acumen influences borrower discouragement by utilizing data from the U.S. Federal Reserve's Survey of Household Economics and Decision‐Making (2017–2022). Discouraged borrower describes
Anoosheh Rostamkalaei +2 more
wiley +1 more source
Digital credit and insurance: Improving economic well-being for rural households
International Review of Economics & FinanceThe integration of digital technologies in credit and insurance services has important implications for the economic well-being of rural households. This paper utilizes cross-sectional data from a 2022 survey conducted with 476 rural households in China ...
Jinhua Zhang +3 more
doaj +1 more source
SMEs and Climate Finance: A Hybrid Review
Journal of Economic Surveys, EarlyView.ABSTRACT The growing importance of sustainability and environmental practices, along with a recent surge in related research, motivated this review of environmental management and climate finance within the SME sector. Starting with an initial sample of 2063 articles, we refined the dataset, resulting in a final sample of 124 key publications.
Ashraf Khan +2 more
wiley +1 more source
Economic and Business Review, 2010 Financing constraints have been one of the major impediments to doing business in transition economies in general and South-Eastern Europe in particular.
Iraj Hashi, Valentin Z. Toçi
doaj +1 more source