Results 111 to 120 of about 481,197 (256)
Credit Risk, Credit Rationing, and the Role of Banks: The Case of Risk Averse Lenders [PDF]
The standard situation of ex post information asymmetry between borrowers and lenders is extended by risk aversion and heterogenous levels of reservation utility of lenders.
Thilo Pausch
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Social Policy &Administration, EarlyView.ABSTRACT While scholarship on the digital welfare state has effectively critiqued the rise of ‘digital dystopias’ in consolidated welfare systems, it has paid insufficient attention to how digitalization interacts with the structural fragmentation characteristic of many states in the Global South.
Viviana Ponce de León Solís
wiley +1 more source
Risk Rationing in China Rural Credit Markets [PDF]
The purpose of this paper is to provide a specific test of Boucher, Carter et al. (2008) framework on risk rationing. The data were collected through a survey of 730 farm households in Shaanxi province conducted in November 2010.
Kong, Rong +2 more
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Business Strategy &Development, Volume 9, Issue 3, September 2026.ABSTRACT Environmental, Social, and Governance (ESG) integration requires substantial investment in human capital, environmental infrastructure, responsible banking practices, and governance and risk management frameworks. These investments may enhance bank credibility, reduce information asymmetry, and improve credit allocation efficiency, thereby ...
Abdullah Aldousari
wiley +1 more source
A Semiparametric Time Trend Varying Coefficients Model: With An Application to Evaluate Credit Rationing in U.S. Credit Market [PDF]
In this paper, we propose a new semiparametric varying coefficient model which extends the existing semi-parametric varying coefficient models to allow for a time trend regressor with smooth coefficient function. We propose to use the local linear method
Jingping Gu, Paula Hernandez-Verme
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Access Denied: A Critical Review of Water Service Shutoffs Under Financialized Capitalism
WIREs Water, Volume 13, Issue 5, September/October 2026.A visual metaphor of water shutoffs (Image source: Plumbing Poverty project). ABSTRACT The denial of household access to running water through service shutoffs is a common practice among water providers, yet the scope and nature of the problem remain poorly understood.
Lucy Everitt +3 more
wiley +1 more source
Credit rationing by loan size in commercial loan markets [PDF]
The authors present a theoretical model in which a profit-maximizing lender may ration credit to businesses by restricting loan size. Such credit rationing occurs despite the absence of differences across borrowers in default risk or loan administration ...
Stacey L. Schreft, Anne P. Villamil
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Credit Rationing: The Relative Importance of Internal and External Factors [PDF]
Both internal and external factors can contribute to the informational frictions that drive credit rationing among firms. This study uses data from enterprise surveys and other sources to evaluate the relative contribution of internal and external ...
Inter-American Development Bank
core +1 more source
The Geographical Journal, Volume 192, Issue 3, September 2026.Short Abstract Climate change is leading to changing water availability and is likely to impact systems of supply and associated practices in the Global North. As a way of contending with these possibilities, this paper shows how migrant households from water‐scarce countries offer insights into specific practices, such as water reuse, minimising water
Louise Turner +2 more
wiley +1 more source
International Review of Finance, Volume 26, Issue 3, September 2026.ABSTRACT Using firm level data from 28 countries, we examine how disclosure requirements shape the relationship between national environmental policy stringency, measured by the OECD Environmental Policy Stringency Index (EPSI), and firm value. We find that higher EPSI is associated with lower firm valuations in countries with low disclosure quality ...
Yuchen Wang, Konari Uchida
wiley +1 more source