Results 71 to 80 of about 481,197 (256)

The relationship between Bank Credits and Socioeconomic Indicators in Agricultural Sector: A Case Study of the Fars Province [PDF]

پژوهشهای اقتصادی, 2010
Bank credit is an important source for the finance in agricultural sector. Agricultural credit is expected to play a critical role in agricultural development. Since the banking system supplies lower interest loans, there is a higher demand for financing
Abdulhamid khosravi
doaj  

Access to Credit and Employment Liquidation. Firm‐Level Evidence From Eastern and Central Europe (2001–2007)

Economics of Transition and Institutional Change, EarlyView.
ABSTRACT This article investigates the changes in the structure of employment in Central and Eastern European firms between 2001 and 2007, before the Global Financial Crisis and following the reforms in the labour and credit markets in these economies.
Elisabetta Magnani
wiley   +1 more source

Credit rationing during credit supply shock: Insights from loan level data

International Review of Economics & Finance
This paper examines bank credit allocation under an exogenous shock to credit supply within a stable financial system. The paper utilizes proprietary loan-level data collected from all Israeli commercial banks to examine how massive drawdowns on ...
Noam Michelson
doaj   +1 more source

Loan Volume and Interest Rate Determination in a Banking Market with Imperfect Competition [PDF]

Financial Markets, Institutions and Risks
In imperfectly competitive banking markets, the determination of loan volume and interest rates matters because even modest differences in banks’ loan-origination efficiency can alter credit availability, borrowing costs, and the transmission of ...
Achintya RAY
doaj   +1 more source

The many prices of war and occupation: Black markets and the cost‐of‐living index in France, 1938–1949

The Economic History Review, EarlyView.
Abstract When studying French prices between 1938 and 1949, economists and historians face a paradox: whilst a vast black market shaped daily life, official indices recorded only state‐controlled prices. This article addresses the issue by introducing a new consumer price index that incorporates both official and black market prices.
Patrice Baubeau, Matéo Teixeira
wiley   +1 more source

Credit Rationing, Wealth Inequality, and Allocation of Talent [PDF]

We study an economy where agents are heterogeneous in terms of observable wealth and unobservable talent. Adverse selection forces creditors to ask for collateral.
Tomas Sjostrom, Maitreesh Ghatak, Massimo Morelli   +2 more
core  

The Liquidity Sprint: Short‐Term Cash Needs and Access to Credit

European Financial Management, EarlyView.
ABSTRACT We identify the causal drivers of the COVID‐19 ‘dash‐for‐cash’ in Europe using a hand‐collected panel of Euro‐area firms (2018‐Q4–2020‐Q3). Exploiting regional infection intensity as an instrument, we find that a one‐unit EBITDA decline raised credit‐line utilization by 15.5 percentage points in 2020‐Q2. Unlike the US ‘fallen‐angel’ narrative,
Mario Cerrato, Shengfeng Mei, Hormoz Ramian   +2 more
wiley   +1 more source

RURAL CREDIT RATIONING AND NATIONAL DEVELOPMENT BANKS IN DEVELOPING COUNTRIES [PDF]

A common problem in agricultural credit markets in developing countries is the coexistence of a competitive market equilibrium interest rate and credit rationing.
Casillas, Gabriel, Mitchell, Paul D.
core  

The financial information in the credit market for micro and small businesses, in underdeveloped regions

Faedpyme International Review, 2012
This research analyzed the role that financial information plays in the access to external financial resources for micro and small manufacturing businesses (MiSBs) in Tabasco, Mexico.
Juan José Chable Sangeado
doaj   +1 more source

How Regulatory Costs Impede Financial Technology Gains

European Financial Management, EarlyView.
ABSTRACT While financial technology innovation lowers intermediation costs, regulatory frictions may prevent these gains from reaching long‐term investors and borrowers. Using variation in retail investor participation driven by state securities registration lapses in peer‐to‐peer lending, we demonstrate that regulatory frictions are associated with ...
Shyam Venkatesan, Brian Wolfe, Woongsun Yoo   +2 more
wiley   +1 more source