Results 11 to 20 of about 1,233 (175)
Quantity versus Price Rationing of Credit: An Empirical Test
International Journal of Financial Studies, 2013 One proxy of price rationing of credit is an aggregation of information on interest rates, while loan officer survey data measures quantity rationing of credit, meaning some borrowers are denied loans.
George A. Waters
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Due tipi di razionamento del credito. (Two kinds of credit rationing)
Moneta e Credito, 2013 Alcuni sostenitori dello sviluppo finanziario hanno mosso un potente attacco contro il controllo governativo dei tassi di interesse appoggiandosi sugli effetti discriminatori di razionamento del credito .
H.W. ARNDT
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The role of credit rationing in Czech agriculture - the case of large agricultural enterprises
Agricultural Economics (AGRICECON), 2006 The article is concerned with the analysis of the role of credit rationing in Czech agriculture on the case of large agricultural enterprises. The part of results, first presents the author's derivation of the theoretical model (model CR-AS), which ...
L. Čechura
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Land, 2023 The interlinked insurance and credit contract is an emerging model of agricultural insurance in China. However, the development of interlinked insurance and credit contract and farmers’ demands for it are poorly understood.
Leshan Yu +3 more
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Business Starters and Credit Rationing [PDF]
Small Business Economics, 2007 This paper investigates which business starters experience credit rationing by simultaneously analyzing which business founders apply for credit and which are refused. We argue that credit denial depends largely on the entrepreneurs’ commitment and signals regarding the repayment of the loan and the success chances of the proposed business.
Blumberg, B.F., Letterie, W.A.
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SOCIO-DEMOGRAPHIC DETERMINANTS OF CREDIT RATIONING AT BAITUL MAAL WA TAMWIL IN INDONESIA
Journal of Islamic Monetary Economics and Finance, 2019 This study seeks to identify credit rationing socio-demographic determinants to Islamic microfinance to achieve welfare improving goals in three Bottom of the Economic Pyramid (BOP) regions: Yogyakarta, East Lombok and Makassar, South Sulawesi, Indonesia.
Permata Wulandari
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Gender differences in Type 1 credit rationing of small businesses in the US
Cogent Economics & Finance, 2015 This paper explores Type 1 credit rationing by gender using data from the 1998 and 2003 Survey of Small Business Finances (SSBF). Type 1 credit rationing occurs when borrowers receive a smaller loan than they requested.
Naranchimeg Mijid
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Condições de crédito no Brasil rural
Revista de Economia e Sociologia Rural, 2007 Este artigo documenta as condições de crédito das famílias que vivem em áreas rurais no Brasil. A análise é feita em duas etapas. Primeiro, utilizamos uma abordagem indireta onde o racionamento de crédito é associado à importância da riqueza para as ...
Juliano Assunção, Flávia Chein
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The impact of the South African business environment on SMEs trade credit management effectiveness
The Southern African Journal of Entrepreneurship and Small Business Management, 2022 Background: Given that the impact of the South African business environment on small and medium-sized enterprises’ (SMEs) management of trade credit is largely unknown, this article argues that certain internal or external business environment variables ...
Werner H. Otto, Ilse Botha, Gideon Els
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Quantity Rationing of Credit [PDF]
SSRN Electronic Journal, 2012 Quantity rationing of credit, when firms are denied loans, has greater potential to explain macroeconomic fluctuations than borrowing costs. This paper develops a DSGE model with both types of financial frictions. A deterioration in credit market confidence leads to a temporary change in the interest rate, but a persistent change in the fraction of ...
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