Results 81 to 90 of about 5,511 (242)
Credit rationing and firms in oligopoly
This paper develops a theory of the firm, and equilibrium credit rationing mechanisms in oligopoly with R&D-product market competition. Credit rationing arises from a hold-up problem between wealth-constrained entrepreneurs and external investors ...
Tong, Jian
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Do banking relationships improve credit conditions for Spanish SMEs? [PDF]
Small and medium-sized companies are extremely important for the Spanish economy. However, they face difficulties when trying to obtain financing (credit rationing).
Cardone Riportella, Clara +3 more
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Digital credit and insurance: Improving economic well-being for rural households
The integration of digital technologies in credit and insurance services has important implications for the economic well-being of rural households. This paper utilizes cross-sectional data from a 2022 survey conducted with 476 rural households in China ...
Jinhua Zhang +3 more
doaj +1 more source
Machine learning (ML) systems, increasingly deployed in high‐stakes decision‐making, inherently produce uncertain outputs that can lead to unlawful discrimination. This article provides the first legal analysis of how predictive uncertainty in ML systems interacts with UK anti‐discrimination law under the Equality Act 2010.
Holli Sargeant
wiley +1 more source
Credit Rationing with Heterogeneous Borrowers in Transition Economies: Evidence from Slovakia [PDF]
This paper investigates the macroeconomic importance of credit rationing and whether banks use characteristics such as ownership structure and institutional type of borrowers in order to regulate the risk of loaned funds.
Pavel Ciaian
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Ao reconhecer a importância e as consequências da preferência pela liquidez dos bancos na criação e concessão do crédito, o trabalho analisa e discute uma instância particular e determinante da preferência pela liquidez: a de avaliação do custo de ...
Gabriel Caldas Montes +1 more
doaj +1 more source
Land Reforms in Cuba: First Empirical Assessment on Productivity Using Crop‐Level Panel Data
ABSTRACT Land reforms implemented in Cuba since 2008 have aimed to increase agricultural production by distributing state‐owned idle lands with land‐use rights. The reforms restricted farmers with the rights from cultivating perennial and capital‐intensive crops.
Yoshihiko Hashiguchi +1 more
wiley +1 more source
Firm Heterogeneity, Internal Finance, and `Credit Rationing' [PDF]
Assessing the extent to which agents or firms face capital-market imperfections and quantity restrictions on credit is crucial for measuring intertemporal tradeoffs in consumption or the cost of capital for investment.
Charles W. Calomiris, R. Glenn Hubbard
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Rationing as a Normative Principle of Ecosystem Interaction’s Financing
The relevance of the study is confirmed by the fact that it is financial relations in ecosystems that have become the subject of research that are influenced by certain rules (including state regulation) that limit the degrees of freedom of ecosystem ...
N. M. Abdikeev +2 more
doaj +1 more source
Institutions, Credit rationing and housing development [PDF]
One of the basic principles that allow a smooth operation of the markets is the equilibrium between supply and demand. According to this principle, when demand exceeds supply, the price mechanism will try to bring the system back into equilibrium.
Fernanda Brollo, Fernando Garcia
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