Results 61 to 70 of about 1,356 (204)

The many prices of war and occupation: Black markets and the cost‐of‐living index in France, 1938–1949

The Economic History Review, EarlyView.
Abstract When studying French prices between 1938 and 1949, economists and historians face a paradox: whilst a vast black market shaped daily life, official indices recorded only state‐controlled prices. This article addresses the issue by introducing a new consumer price index that incorporates both official and black market prices.
Patrice Baubeau, Matéo Teixeira
wiley   +1 more source

The impact of population ageing on credit rationing in rural China

Cogent Economics & Finance
Based on the trend of ageing in rural populations, this study utilized the 2019 China Household Finance Survey data to theoretically and empirically analyze the rationing behavior of rural formal financial institutions in credit supply and demand.
Pengfei Liu
doaj   +1 more source

The relationship between Bank Credits and Socioeconomic Indicators in Agricultural Sector: A Case Study of the Fars Province [PDF]

پژوهشهای اقتصادی, 2010
Bank credit is an important source for the finance in agricultural sector. Agricultural credit is expected to play a critical role in agricultural development. Since the banking system supplies lower interest loans, there is a higher demand for financing
Abdulhamid khosravi
doaj  

Loan Volume and Interest Rate Determination in a Banking Market with Imperfect Competition [PDF]

Financial Markets, Institutions and Risks
In imperfectly competitive banking markets, the determination of loan volume and interest rates matters because even modest differences in banks’ loan-origination efficiency can alter credit availability, borrowing costs, and the transmission of ...
Achintya RAY
doaj   +1 more source

The Liquidity Sprint: Short‐Term Cash Needs and Access to Credit

European Financial Management, EarlyView.
ABSTRACT We identify the causal drivers of the COVID‐19 ‘dash‐for‐cash’ in Europe using a hand‐collected panel of Euro‐area firms (2018‐Q4–2020‐Q3). Exploiting regional infection intensity as an instrument, we find that a one‐unit EBITDA decline raised credit‐line utilization by 15.5 percentage points in 2020‐Q2. Unlike the US ‘fallen‐angel’ narrative,
Mario Cerrato, Shengfeng Mei, Hormoz Ramian   +2 more
wiley   +1 more source

Credit rationing during credit supply shock: Insights from loan level data

International Review of Economics & Finance
This paper examines bank credit allocation under an exogenous shock to credit supply within a stable financial system. The paper utilizes proprietary loan-level data collected from all Israeli commercial banks to examine how massive drawdowns on ...
Noam Michelson
doaj   +1 more source

How Regulatory Costs Impede Financial Technology Gains

European Financial Management, EarlyView.
ABSTRACT While financial technology innovation lowers intermediation costs, regulatory frictions may prevent these gains from reaching long‐term investors and borrowers. Using variation in retail investor participation driven by state securities registration lapses in peer‐to‐peer lending, we demonstrate that regulatory frictions are associated with ...
Shyam Venkatesan, Brian Wolfe, Woongsun Yoo   +2 more
wiley   +1 more source

The financial information in the credit market for micro and small businesses, in underdeveloped regions

Faedpyme International Review, 2012
This research analyzed the role that financial information plays in the access to external financial resources for micro and small manufacturing businesses (MiSBs) in Tabasco, Mexico.
Juan José Chable Sangeado
doaj   +1 more source

Character and creditworthiness: Unveiling the role of job titles in peer‐to‐peer lending

Journal of Financial Research, EarlyView.
Abstract Using data from the Prosper lending platform, we examine the influence of job‐based trust on credit market dynamics. We find that the generalized trust implied by borrowers' job titles, as a reflection of individuals' ethical and integrity standards in professionals, positively affects listing and loan performance.
Zagdbazar Davaadorj, Bolortuya Enkhtaivan, Wenling Lu   +2 more
wiley   +1 more source

Croatian SMEs: Current Stage and Prospect

The Journal of Entrepreneurial Finance, 2009
Small businesses in Croatia are recognized as a locomotive for economic restructuring and increase of rate of employment. Bank credits have become more accessible in Croatia for the SME sector following privatization by foreign banks, which now ...
Ljiljana Viducic, Snjezana Pivac, Ana Rimac Smiljanic, Sandra Pepur   +3 more
doaj   +1 more source