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Artificial Intelligence in Radiology: Advancing Precision, Accuracy, and Early Detection in Cancer Diagnosis. [PDF]
Gurjar P +5 more
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Green credit and enterprises' carbon emission intensity: empirical data from Chinese microenterprises. [PDF]
Zhang X, Xie X, Xiao J, Wang Y.
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Intention to leave and missed nursing care: A scoping review. [PDF]
Azzellino G +7 more
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Community pharmacy resiliency during Covid-19 pandemic in Iran: A qualitative study. [PDF]
Zomorodi Z +3 more
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Trade Credit and Credit Rationing
Review of Financial Studies, 1997Asymmetric information between banks and firms can preclude financing of valuable projects. Trade credit alleviates this problem by incorporating in the lending relation the private information held by suppliers about their customers. Incentive compatibility conditions prevent collusion between two of the agents (e.g., the buyer and the seller) against
Biais, Bruno, Gollier, Christian
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Credit Risk and Credit Rationing
The Quarterly Journal of Economics, 1960I. Approaches to credit rationing, 258. — II. The influence of credit risk on loan payoff, 259. — III. Implications for lender behavior and borrower access to credit, 267. — IV. The central bank's influence, 275.
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Credit Rationing and Rational Behavior
Journal of Money, Credit and Banking, 1994This paper shows that optimal consumption is weakly increasing in the borrowing ceiling, while savings and the welfare losses caused by borrowing constraints are weakly decreasing. More important, the strict inequalities may hold even at high saving levels at which the constraints are not expected to bind any time soon. In essence, the paper shows that
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Consumer Rationality and Credit Cards
Journal of Political Economy, 1995Borrowing on credit cards at high interest rates might appear irrational. However, even low transactions costs can make credit cards attractive relative to bank loans. Credit cards also provide liquidity services by allowing consumers to avoid some of the opportunity costs of holding money.
Brito, Dagobert L, Hartley, Peter R
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