Results 71 to 80 of about 497,361 (202)
The impact of population ageing on credit rationing in rural China
Cogent Economics & FinanceBased on the trend of ageing in rural populations, this study utilized the 2019 China Household Finance Survey data to theoretically and empirically analyze the rationing behavior of rural formal financial institutions in credit supply and demand.
Pengfei Liu
doaj +1 more source
The relationship between Bank Credits and Socioeconomic Indicators in Agricultural Sector: A Case Study of the Fars Province [PDF]
پژوهشهای اقتصادی, 2010 Bank credit is an important source for the finance in agricultural sector. Agricultural credit is expected to play a critical role in agricultural development. Since the banking system supplies lower interest loans, there is a higher demand for financing
Abdulhamid khosravi
doaj
Symmetrical Information and Credit Rationing: Graphical Demonstrations [PDF]
As this article shows, the pro-debtor U.S. Bankruptcy Code alone can cause credit rationing, even without asymmetrical information in the market, because the code entails substantial costs to lenders if borrowers file for bankruptcy.
Wang, Hung-Jen
core
The Liquidity Sprint: Short‐Term Cash Needs and Access to Credit
European Financial Management, EarlyView.ABSTRACT We identify the causal drivers of the COVID‐19 ‘dash‐for‐cash’ in Europe using a hand‐collected panel of Euro‐area firms (2018‐Q4–2020‐Q3). Exploiting regional infection intensity as an instrument, we find that a one‐unit EBITDA decline raised credit‐line utilization by 15.5 percentage points in 2020‐Q2. Unlike the US ‘fallen‐angel’ narrative,
Mario Cerrato +2 more
wiley +1 more source
Economic and Business Review, 2010 Financing constraints have been one of the major impediments to doing business in transition economies in general and South-Eastern Europe in particular.
Iraj Hashi, Valentin Z. Toçi
doaj +3 more sources
Credit rationing during credit supply shock: Insights from loan level data
International Review of Economics & FinanceThis paper examines bank credit allocation under an exogenous shock to credit supply within a stable financial system. The paper utilizes proprietary loan-level data collected from all Israeli commercial banks to examine how massive drawdowns on ...
Noam Michelson
doaj +1 more source
How Regulatory Costs Impede Financial Technology Gains
European Financial Management, EarlyView.ABSTRACT While financial technology innovation lowers intermediation costs, regulatory frictions may prevent these gains from reaching long‐term investors and borrowers. Using variation in retail investor participation driven by state securities registration lapses in peer‐to‐peer lending, we demonstrate that regulatory frictions are associated with ...
Shyam Venkatesan +2 more
wiley +1 more source
Faedpyme International Review, 2012 This research analyzed the role that financial information plays in the access to external financial resources for micro and small manufacturing businesses (MiSBs) in Tabasco, Mexico.
Juan José Chable Sangeado
doaj +1 more source
European Financial Management, EarlyView.ABSTRACT Zero‐leverage firms remain a puzzle in corporate finance. We propose a supply‐side mechanism linking environmental impact to debt access. Because creditors favour firms with high negative externalities and strong cash flows, environmentally friendly firms with high initial costs face tighter credit constraints.
Paolo Saona +3 more
wiley +1 more source
Credit rationing, government credit programs and co-financing [PDF]
Costly monitoring may lead to credit rationing in equilibrium in an economy without any adverse selection or moral hazard problems. Given the widespread phenomenon of government intervention in credit markets in developing and developed countries, the ...
Dona Rai
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