Results 31 to 40 of about 1,256 (167)
Crime and credit: Analyzing the impact of organized crime perceptions on loan restrictions
International Review of Economics & FinanceThis study examines the impact of perceived organized crime on firms’ access to bank loans. The analysis relies on an original survey conducted by the Bank of Italy, involving a representative sample of approximately 1100 Italian firms across all sectors,
Antonio Fabio Forgione +2 more
doaj +1 more source
Os impactos do terramoto de 1755 no mercado de crédito de Lisboa
Ler História, 2018 This article looks at the consequences of the earthquake of 1755 in the financial market grounded on literature on contemporary impacts of geophysical catastrophes and on notarized credit in Lisbon.
Leonor Freire Costa +2 more
doaj +1 more source
FinTechCredit rationing, especially prevalent for smaller firms, impedes economic growth. A central bank-aligned not-for-profit managed business-to-business “stablecoin” (“synthetic central bank digital currency”) providing trade credit liquidity can provide ...
Richard Simmons
doaj +1 more source
Analysis of credit rationing in commodity, money and bond Markets; by the use of walras’s law [PDF]
فصلنامه پژوهشهای اقتصادی ایران, 2011 One of the most important issues in financial market particularly for banks is the issue of asymmetric information. Adverse selection could be made from the lack of sufficient information about credit specification, type of preferences and in general ...
Asgar Abolhasani
doaj
Pessimism, optimism and credit rationing [PDF]
, 2006 In their celebrated contribution on credit rationing, Stiglitz and Weiss (1981) showed that the expected return to the borrower on a loan is increasing in the risk of the project it funds. In this paper, I show that their results do not necessarily carry over to the case where the agents' preferences can be described by rank-dependent expected utility (
openaire +3 more sources
Asymmetric Information and Credit Rationing in a Model of Search
GamesThis paper presents a competitive search model focusing on the impact of asymmetric information on credit markets. We show that limited entry by lenders results in endogenous credit rationing, which, in turn, plays a key role in managing adverse ...
Cemil Selcuk
doaj +1 more source
Choosing not to borrow: Imprinting effects of informality on firms’ credit self-rationing
Borsa Istanbul ReviewWhile firm financing constraints have been widely studied, limited attention has been paid to credit self-rationing. Based on the imprinting hypothesis and firm-level data from 30 countries, this study finds that informal experience significantly ...
Wenwen Jin
doaj +1 more source
Loan Volume and Interest Rate Determination in a Banking Market with Imperfect Competition [PDF]
Financial Markets, Institutions and RisksIn imperfectly competitive banking markets, the determination of loan volume and interest rates matters because even modest differences in banks’ loan-origination efficiency can alter credit availability, borrowing costs, and the transmission of ...
Achintya RAY
doaj +1 more source
Bad loan build-up in India: A reflection of soft budget constraints
Modern FinanceThis paper analyses the non-performing assets (NPA) crisis in the Indian banking system from the perspective of soft budget constraints. Using a panel dataset of 105 publicly listed firms, it explores the relationship between NPAs and bank lending ...
Dilawar Ahmad Bhat +2 more
doaj +1 more source
The impact of population ageing on credit rationing in rural China
Cogent Economics & FinanceBased on the trend of ageing in rural populations, this study utilized the 2019 China Household Finance Survey data to theoretically and empirically analyze the rationing behavior of rural formal financial institutions in credit supply and demand.
Pengfei Liu
doaj +1 more source