Results 91 to 100 of about 1,239,960 (343)

The Economics of Instalment Selling: A Study in Consumers' Credit, with Special Reference to the Automobile.

open access: yesThe Economic Journal, 1929
Includes bibliographical references and index. ; Part One: Historical and Statistical -- I. What is Instalment Selling? -- 1. Instalment Selling as a Form of Credit -- 2. Instalment Credit in Public Transactions -- 3. Instalment Credit in Private Transactions -- II. History of Modern Instalment Selling -- 1.
A. W. Kirkaldy, E. R. A. Seligman
openaire   +2 more sources

Characterization and Reporting Protocols for Structural Power Composites: A Perspective

open access: yesAdvanced Energy Materials, EarlyView.
Here, the issues for testing and reporting on structural power composites are described: multifunctional materials that can carry loads while providing electrical energy. As well as proposing best practice, the development of a “universal coupon” is recommended for studying these materials and any interactions that occur between the two functions ...
Emile S. Greenhalgh   +13 more
wiley   +1 more source

Real-time data-mining-based anomaly inquiry monitoring model of personal credit reference system and it's application

open access: yes大数据, 2016
The data selected contained 900 million query records in the latest 36 months from the personal credit reference system database.The model was subdivided according to different volatility characteristics of each user’s query behavior,and four types of ...
Qian YAO   +4 more
doaj  

Toward Complete CO2 Electroconversion: Status, Challenges, and Perspectives

open access: yesAdvanced Energy Materials, EarlyView.
Electrocatalytic CO2 reduction and CO2 batteries face challenges in achieving complete CO2 conversion with high conversion rates and Faradaic efficiency simultaneously. Existing systems compromise one for the other with incomplete CO2 conversion and inefficiencies, hindering practical applications. This perspective highlights state‐of‐the‐art progress,
Changfan Xu   +5 more
wiley   +1 more source

Bankruptcy exemptions, credit history, and the mortgage market. [PDF]

open access: yes
We develop and test a model of mortgage underwriting, with particular reference to the role of credit bureau scores. In our model scores are used in a standardized fashion, which reflects the prevalence of automated underwriting in industry practice.
Ronel Elul, Souphala Chomsisengphet
core  

Molecular Engineering of Layered Halide Double Perovskites: Challenges and Opportunities in Optoelectronics and Beyond

open access: yesAdvanced Energy Materials, EarlyView.
Layered halide double perovskites have emerged as promising alternatives to toxic lead‐based low‐dimensional perovskite materials for more sustainable optoelectronics. Their molecular design and its impact on the material characteristics, as well as the resulting functionality, is reviewed while discussing challenges and opportunities for future ...
Maryam Ghasemi   +4 more
wiley   +1 more source

Risk transfer with CDOs [PDF]

open access: yes, 2008
Modern bank management comprises both classical lending business and transfer of asset risk to capital markets through securitization. Sound knowledge of the risks involved in securitization transactions is a prerequisite for solid risk management.
Krahnen, Jan Pieter, Wilde, Christian
core   +1 more source

Rethinking Sustainable Batteries

open access: yesAdvanced Energy Materials, EarlyView.
This perspective examines sustainability across the entire battery lifecycle, from mining and manufacturing to use and end of life. Twelve principles for ‘green’ batteries are outlined, and it is argued that joint industrial, academic, and policy efforts are essential to building a truly sustainable energy future. Abstract Batteries will play a pivotal
Heather Au   +5 more
wiley   +1 more source

“Does the tail wag the dog? The effect of credit default swaps on credit risk” [PDF]

open access: yes
Credit default swaps (CDS) are derivative contracts that are widely used as tools for credit risk management. However, in recent years, concerns have been raised about whether CDS trading itself affects the credit risk of the reference entities.
Subrahmanyam, Marti G.   +2 more
core  

IMPACT OF THE GLOBAL FINANCIAL CRISIS ON THE CREDIT RISK MANAGEMENT IN A BANK

open access: yesContemporary Economy, 2016
The main purpose of this article is to present the role of risk in the activity of a commercial bank with particular reference to the global financial crisis.
Jerzy Piotr Gwizdała
doaj  

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