Results 21 to 30 of about 1,214,653 (339)

Support Vector Machines for Credit Scoring and discovery of significant features [PDF]

open access: yes, 2008
The assessment of risk of default on credit is important for financial institutions. Logistic regression and discriminant analysis are techniques traditionally used in credit scoring for determining likelihood to default based on consumer application and
Baesens   +18 more
core   +2 more sources

Credit procyclicality and financial regulation in South Africa

open access: yesSouth African Journal of Economic and Management Sciences, 2016
This study assesses the behaviour of credit extension over the business cycle in South Africa for the period 2000 to 2012. This is motivated by the proposal of the Basel Committee on Banking Supervision to look at credit extension over the business cycle
James Bernstein   +2 more
doaj   +1 more source

A Critical Evaluation of the Use of Sanctions Clauses in Letters of Credit

open access: yesPotchefstroom Electronic Law Journal, 2022
With the sharp increase in sanctions-related compliance requirements and expectations over the last decade, banks have sought various methods to mitigate the legal risk of engaging sanctioned persons or entities.
Cayle Lupton
doaj   +1 more source

Innovative Risk Early Warning Model Based on Internet of Things Under Big Data Technology

open access: yesIEEE Access, 2021
An innovative financial risk early warning model based on the Internet of Things (IoT) big data technology is proposed to maintain the long-term stable development of Internet finance.
Changlin Wang, Siting Liu
doaj   +1 more source

Basel II and the Capital Requirements Directive: Responding to the 2008/09 Financial Crisis [PDF]

open access: yes, 2009
This paper addresses factors which have prompted the need for further revision of banking regulation, with particular reference to the Capital Requirements Directive.
Ojo, Mariane.B.
core   +2 more sources

Does the green credit policy promote the technological innovation of clean energy enterprises? Empirical evidence from China

open access: yesFrontiers in Energy Research, 2023
The technological innovation of clean energy enterprises is conducive to the transformation of energy structure, and the green credit policy is just a potential opportunity for clean energy enterprises to seek financing convenience. This paper constructs
Xuesong Gu, Zehua Tian
doaj   +1 more source

The Reference Class Problem for Credit Valuation in Science [PDF]

open access: yesPhilosophy of Science, 2020
Scholars belong to multiple communities of credit simultaneously. When these communities disagree about a scholarly achievement’s credit assignment, this raises a puzzle for decision and game theoretic models of credit seeking in science. The reference class problem for credit valuation in science is the problem of determining to which of an agent’s ...
openaire   +2 more sources

Degeneralization Algorithm for Generation of Büchi Automata Based on Contented Situation

open access: yesJournal of Applied Mathematics, 2015
We present on-the-fly degeneralization algorithm used to transform generalized Büchi automata (GBA) into Büchi Automata (BA) different from the standard degeneralization algorithm.
Laixiang Shan   +3 more
doaj   +1 more source

Risky Swaps [PDF]

open access: yes, 2008
In [10] we presented a reduced form of risky bond pricing. At default date, a bond seller fails to continue fulfilling his obligation and the price of the bond sharply drops. For nodefault scenarios, if the face value of the defaulted bond is $1 then the
Gikhman, Ilya
core   +3 more sources

Re-thinking the regulatory environment of credit reporting: Could legislation stem privacy and discrimination concerns? [PDF]

open access: yes, 2006
This paper examines the activities carried out in the UK by Credit Reference Agencies, current business practices, and the legal standing of credit reporting. It suggests areas and issues for further legal debate and policy consideration.
Ferretti, F
core   +1 more source

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