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Towards a multi-agent system (MAS) based Credit Reference Bureau
2009 IEEE International Conference on Intelligent Computing and Intelligent Systems, 2009Credit Risk forms an enormous source of losses for money lending institutions. Mechanisms and models to implement early warning credit risk systems have been put in place to aid Business Risk Managers make well-informed decisions. With the establishment of Credit Reference Bureaus (CRB), it's imperative to have a real-time mechanism of collecting data,
Lasheng Yu, Zeko Mbumwae
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Random Walk Based Trade Reference Computation for Personal Credit Scoring
2017 IEEE 13th International Symposium on Autonomous Decentralized System (ISADS), 2017Personal credit scoring is a fundamental problemin Finance. It has a lot of emerging applications includingCredit Card, Mortgage Loan and Automobile Credit, etc. Dueto its importance, a lot of personal credit scoring methods havebeen proposed. Among many other aspects of a client, tradereference is a crucial aspect for an effective credit scoring.
Yun Peng +5 more
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Modelling credit risk using system dynamics: The case of licensed credit reference bureaus in Kenya
2023Credit reference bureaus (CRBs) have been operational in Kenya for many years owing to the large number of borrowers who fail to repay their loans. However, regulating how credit risk will be quantified by these CRBs is often based on standards and assumptions that are not practical to the real-world scenario.
KANYAMBU, Florence, WARUGURU, Lucy
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SSRN Electronic Journal, 2011
"Micro-credit is something which is not going to disappear...because this is a need of the people, whatever name you give it, you have to have those financial facilities coming to them because it is totally unfair...to deny half the population of the world financial services." - Mohammad Yunus (Founder, Bangladesh Grameen Bank)CASHPOR Micro-Credit (CMC)
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"Micro-credit is something which is not going to disappear...because this is a need of the people, whatever name you give it, you have to have those financial facilities coming to them because it is totally unfair...to deny half the population of the world financial services." - Mohammad Yunus (Founder, Bangladesh Grameen Bank)CASHPOR Micro-Credit (CMC)
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Export credit finance with special reference to EEC countries
1978DUE TO COPYRIGHT RESTRICTIONS ONLY AVAILABLE FOR CONSULTATION AT ASTON UNIVERSITY LIBRARY WITH PRIOR ...
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Advanced DBSCAN: A Clustering Algorithm for Personal Credit Reference System
2019Uncertainties included in soft classification exist in classical mathematics. However, in daily life, the extended fuzzy concept has much information, and the clustering algorithm established on fuzzy set for fuzzy samples has been poorly investigated. To solve above problems, this study made improvements on DBSCAN and proposed a DBSCAN algorithm based
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