Optimalisasi Portofolio Kredit untuk Perencanaan Ekspansi Kredit pada Perbankan Nasional
The aim of this study is to determine the portfolio performance in each economic sector based on return and risk of portfolio credit at 3 Sentra Kredit Menengah (SKM) under BNI WJS supervision and to find out the optimal combination or composition of the
Rini Siswati Asnel +2 more
doaj +1 more source
Collision‐Resilient Winged Drones Enabled by Tensegrity Structures
Based on structures of birds such as the woodpeck, this article presents the collision‐resilient aerial robot, SWIFT. SWIFT leverages tensegrity structures in the fuselage and wings which allow it to undergo large deformations in a crash, without sustaining damage. Experiments show that SWIFT can reduce impact forces by 70% over conventional structures.
Omar Aloui +5 more
wiley +1 more source
Credit derivatives: an overview [PDF]
Arising from financial institutions' need to hedge and diversify credit risk, credit derivatives have now become a major investment tool. Almost all credit derivatives take the form of the credit default swap, which transfers default risk from one party ...
David Mengle
core
Toward a Universal Czochralski Growth Model Leveraging Data‐Driven Techniques
This data‐driven study investigates Czochralski growth using Decision Trees, Symbolic Regression, ANN, and SHAP to assess the impact of 21 process and design parameters on crystal quality. Trained on 632 CFD simulation datasets across four crystalline materials, it demonstrates the feasibility of a universal Cz model applicable to various ...
Natasha Dropka +4 more
wiley +1 more source
Consumer Credit Rates in the Eurozone: Evidence on the Emergence on a Single Retail Banking Market. ECRI Research Report No. 2, 1 January 2002 [PDF]
[From the Introduction] This study provides new evidence on the emergence of a single eurozone retail banking market with particular reference to consumer credit.
Kleimeier, Stefanie., Sander, Harald.
core
Detecting Differential Item and Step Functioning with Rating Scale and Partial Credit Trees [PDF]
Several statistical procedures have been suggested for detecting differential item functioning (DIF) and differential step functioning (DSF) in polytomous items.
Abou El-Komboz, Basil +2 more
core +1 more source
ABOUT FEW APPROACHES TO COMMERCIAL BANK PERCENTAGE POLICY CONSTRUCTION IN CREDITING POPULATION [PDF]
In the article we consider some aspects of Russian Federation and Sverdlovsk region bank sector development and few principles of credit organization percentage policy construction. We also describe interest rate calculation methods depending on currency
A.A. Kuklin , E.A. Schneyder
doaj
Liquid Crystal‐Driven Chemical Feeding Accelerates Condensation Reactions in Droplet Microreactors
This work introduces a liquid crystal (LC)‐based platform for dynamic chemical feeding in droplet microreactors, enabling unprecedented control over reaction kinetics and mass transfer. By leveraging LC phase transition‐mediated release, new pathways are unlocked for enhancing confined reaction environments, advancing the fundamental capabilities of ...
Yang Xu +5 more
wiley +1 more source
Crédito bancário corporativo no Brasil: evolução recente e perspectivas
This article aims to analyse the evolution of the corporate banking credit market in Brazil during the recent cycle (january 2003 to june 2009) from a Keynesian theoretical reference point. The article focuses on the dynamics of the six major segments of
Daniela Magalhães Prates +1 more
doaj +1 more source
The origin and functional heterogeneity of pericytes in glioblastoma (GBM) remain unclear. This study identifies tumor‐originated pericytes (T‐PCs) and normal‐originated pericytes as two distinctive populations in human GBM using single‐cell RNA‐sequencing.
Cuiying Chu +16 more
wiley +1 more source

