Results 121 to 130 of about 1,513,006 (341)

Credit Cycles, Credit Risk, and Prudential Regulation [PDF]

open access: yes
This paper finds strong empirical support of a positive, although quite lagged, relationship between rapid credit growth and loan losses. Moreover, it contains empirical evidence of more lenient credit standards during boom periods, both in terms of ...
Gabriel, Jimenez, Jesus, Saurina
core   +1 more source

Multiobjective Environmental Cleanup with Autonomous Surface Vehicle Fleets Using Multitask Multiagent Deep Reinforcement Learning

open access: yesAdvanced Intelligent Systems, EarlyView.
This study presents a multitask strategy for plastic cleanup with autonomous surface vehicles, combining exploration and cleaning phases. A two‐headed Deep Q‐Network shared by all agents is traineded via multiobjective reinforcement learning, producing a Pareto front of trade‐offs.
Dame Seck   +4 more
wiley   +1 more source

Intelligent Transformation: The Invisible Shield Against Corporate Credit Risk

open access: yesSystems
In the context of a progressively intricate and uncertain global economic landscape, the credit risk businesses encounter is intensifying. This study seeks to analyze whether intelligent transformation, a significant trend in current organization ...
Yang Li   +3 more
doaj   +1 more source

MANAGEMENT OF CREDIT RISKS IN AGRICULTURE [PDF]

open access: yes
From all the risks which can affect a bank, many authors consider that one of the most important is the credit risk. This risk of default of loans granted, when not properly managed, can affect the activity of commercial banks.
Ioana Sbarcea
core  

Borrower Self-Selection, Underwriting Costs, and Subprime Mortgage Credit Supply [PDF]

open access: yes, 2005
In the U.S., households participate in two very different types of credit markets. Personal lending is characterized by continuous risk-based pricing in which lenders offer households a continuous distribution of borrowing possibilities based on ...
Nichols, Joseph   +2 more
core   +1 more source

Scan and 3D Print: Magnetic Resonance Imaging‐Guided, Monolithic Desktop Fabrication of Highly Biomimetic Skeletal System of the Human Hand

open access: yesAdvanced Intelligent Systems, EarlyView.
This study introduces a framework to monolithically 3D print highly bioinspired hands, composed of soft and stiff segments, using cost‐effective desktop printers. A magnetic resonance imaging‐informed approach replicates key anatomical features, such as collateral ligaments and volar plates, enabling enhanced functionality and human‐like behavior. This
Gianni Stano   +5 more
wiley   +1 more source

Review of Memristors for In‐Memory Computing and Spiking Neural Networks

open access: yesAdvanced Intelligent Systems, EarlyView.
Memristors uniquely enable energy‐efficient, brain‐inspired computing by acting as both memory and synaptic elements. This review highlights their physical mechanisms, integration in crossbar arrays, and role in spiking neural networks. Key challenges, including variability, relaxation, and stochastic switching, are discussed, alongside emerging ...
Mostafa Shooshtari   +2 more
wiley   +1 more source

Disentangling complex relationships and disjunctions in western Camassia: Integrating multiple criteria to resolve taxonomic boundaries

open access: yesAmerican Journal of Botany, EarlyView.
Abstract Premise Understanding genetic and morphological variability helps efforts to sustain landscapes and develop effective species concepts for resolving difficult groups. To unravel puzzling relationships and range disjunctions, we applied morphometrics, phenology, phylogenetics and population genetics in Camassia species with cultural, ecological,
Susan R. Kephart   +5 more
wiley   +1 more source

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