Results 141 to 150 of about 9,046,216 (386)
An Empirical Analysis of Personal Bankruptcy and Delinquency [PDF]
This paper uses a unique new panel data set of credit card accounts to analyze credit card delinquency and more generally personal bankruptcy and the stability of credit risk models.
David B. Gross, Nicholas S. Souleles
core
Digital Agriculture: Past, Present, and Future
Advanced Intelligent Discovery, EarlyView.Digital agriculture integrates Internet of Things, artificial intelligence, and blockchain to enhance efficiency and sustainability in farming. This review outlines its evolution, current applications, and future directions, highlighting both technological advances and key challenges for global implementation.
Xiaoding Wang +3 more
wiley +1 more source
Credit Cycles, Credit Risk, and Prudential Regulation [PDF]
This paper finds strong empirical support of a positive, although quite lagged, relationship between rapid credit growth and loan losses. Moreover, it contains empirical evidence of more lenient credit standards during boom periods, both in terms of ...
Gabriel, Jimenez, Jesus, Saurina
core +1 more source
Advanced Intelligent Systems, EarlyView.This study presents a multitask strategy for plastic cleanup with autonomous surface vehicles, combining exploration and cleaning phases. A two‐headed Deep Q‐Network shared by all agents is traineded via multiobjective reinforcement learning, producing a Pareto front of trade‐offs.
Dame Seck +4 more
wiley +1 more source
International Journal of Financial StudiesThis research explores the impact of financial indicators on the credit ratings of companies listed on the S&P 500, employing a Sys-GMM model to address endogeneity concerns.
Nazário Augusto de Oliveira +1 more
doaj +1 more source
Empirical estimation of default and asset correlation of large corporates and banks in India [PDF]
Estimation of default and asset correlation is crucial for banks to manage and measure portfolio credit risk. This would require studying the risk profile of the banks’ entire credit portfolio and developing the appropriate methodology for the estimation
Bandyopadhyay, Arindam, Ganguly, Sonali
core +1 more source
Review of Memristors for In‐Memory Computing and Spiking Neural Networks
Advanced Intelligent Systems, EarlyView.Memristors uniquely enable energy‐efficient, brain‐inspired computing by acting as both memory and synaptic elements. This review highlights their physical mechanisms, integration in crossbar arrays, and role in spiking neural networks. Key challenges, including variability, relaxation, and stochastic switching, are discussed, alongside emerging ...
Mostafa Shooshtari +2 more
wiley +1 more source
Credit Risk Transfer and Bank Competition [PDF]
We present a banking model with imperfect competition in which borrowers’ access to credit is improved when banks are able to transfer credit risks. However, the market for credit risk transfer (CRT) works smoothly only if the quality of loans is public ...
Hendrik Hakenes, Isabel Schnabel
core
Trade Realignments and the Need for Integrated Modeling Research in Latin America's Agri‐Food Sector
Agribusiness, EarlyView.
Emiliano Lopez Barrera
wiley +1 more source
Economics of land‐based carbon mitigation
American Journal of Agricultural Economics, EarlyView.Abstract Agricultural land holds tremendous potential to contribute to net zero greenhouse gas emission goals by providing low carbon renewable energy to displace fossil fuels and by serving as a sink for sequestering carbon in the soil with climate‐smart practices. This potential is, however, far from being realized.
Madhu Khanna
wiley +1 more source