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Managing Credit Risk with Credit Derivatives [PDF]
SSRN Electronic Journal, 2005 Credit risk is one of the most important forms of risk faced by national and international banks as financial intermediaries. Managing this kind of risk through selecting and monitoring corporate and sovereign borrowers and through creating a diversified loan portfolio has always been one of the predominant challenges in bank management. The aim of our
UDO BROLL +2 more
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Modern bank's credit risk [PDF]
Ekonomski Signali, 2015 Credit risk is the most important risk banks have to face with. It occurs due to an obligation created because of debtors' capital and interest rate nonpayment. Debtors obligations non-fulfilment may lead to great losses and insolvency in bank's business.
Šabović Šerif
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Bank Risk Determinants in Latin America
Risks, 2020 Systemic Banking crises are a recurrent phenomenon that affects society, and there is a need for a better understanding of the risk factors to support prudential regulation and reduce unnecessary risk intake in the financial system.
Mariña Martínez-Malvar +1 more
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CREDIT RISK MANAGEMENT IN THE BANK’S FINANCIAL STABILITY SYSTEM
Фінансово-кредитна діяльність: проблеми теорії та практики, 2021 It is considered and updated the model of risk assessment of bank credit portfolio in the article. The profitability and risk are the main parameters of a bank loan portfolio.
B. V. Samorodov +4 more
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Credit analysis based on parametar and European banking [PDF]
Megatrend Revija, 2022 The subject of this research is to define the methodology for credit analysis and assessment of the degree of credit risk. By researching the subject, we point out the process of the loan application, the margins of acceptable and unacceptable risks. The
Neogradi Slađana +2 more
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The nature of credit risk information disclosed in the risk and capital reports of the top-5 South African banks [PDF]
Banks and Bank Systems, 2016 This paper used the Credit Risk Disclosure Measurement Tool (CRDMT) constructed on the basis of six main areas, namely, banks own description of credit risk (i.e., as it applies to the banks operations), banks strategy of reducing credit risk exposure (i.
Tankiso Moloi
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Integration of factor analysis and Tsukamoto’s fuzzy logic method for quality control of credit provisions in rural banks [PDF]
Decision Science Letters, 2023 Giving credit to debtors can pose a default risk. This risk arises because of an error in analyzing the credit risk rate of the debtor. Therefore, this study aims to design a framework for analyzing the credit risk rate of debtors so that the ...
Yuyun Hidayat +6 more
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Types of Credit Risks and Strategies to Improve Risk Identification by Internet of Intelligences [PDF]
Journal of Risk Analysis and Crisis Response (JRACR), 2013 Today, people mainly consider credit risks from view of powerful players. The role of the Internet in the credit risk management is not fully. In this paper, we have a comprehensive look at the credit risks, so that, suggest two concepts: binary credit ...
Chongfu Huang
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Credit Risk and Disaster Risk [PDF]
American Economic Journal: Macroeconomics, 2011 Credit spreads are large, volatile, and countercyclical, and recent empirical work suggests that risk premia, not expected credit losses, are responsible for these features. Building on the idea that corporate debt, while fairly safe in ordinary recessions, is exposed to economic depressions, this paper embeds a trade-off theory of capital structure ...
openaire +8 more sources
Term Default, Balloon Risk, and Credit Risk in Commercial Mortgages [PDF]
, 2003 Term default and balloon risk play an interactive role in the pricing of credit risk in commercial mortgages. Most commercial mortgage pricing studies assume a borrower\u27s default decision is based solely on the property value; the mortgage valuation ...
Eppli, Mark, Tu, Charles C.
core +3 more sources