Results 41 to 50 of about 1,454,880 (346)
An optimised credit scorecard to enhance cut-off score determination
South African Journal of Economic and Management Sciences, 2018 Background: Credit scoring is a statistical tool allowing banks to distinguish between good and bad clients. However, literature in the world of credit scoring is limited. In this article parametric and non-parametric statistical techniques that are used
Nico Kritzinger, Gary W. van Vuuren
doaj +1 more source
Double-Layer Network Model of Bank-Enterprise Counterparty Credit Risk Contagion
Complexity, 2020 Banks and enterprises constitute a multilayered, multiattribute, multicriteria credit-related super network due to financial transaction behaviors, such as credit, wealth management, savings, and derivatives.
Tingqiang Chen +3 more
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A Systematic Literature Review on the Credit Risk Management of Big Tech Lending
Journal of Risk Analysis and Crisis Response (JRACR), 2021 This article reviews the relevant research of Big Tech Lending credit risk management in order to promote the research on the theory and method of credit risk management of Big Tech Lending. At present, relevant research results at home and abroad mainly
MuZhang, Cheng Cao
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Board composition, monitoring and credit risk: evidence from the UK banking industry [PDF]
, 2017 This paper examines the effects of board composition and monitoring on the credit risk in the UK banking sector. The study finds CEO duality, pay and board independence to have a positive and significant effect on credit risk of the UK banks.
Boateng, Agyenim, Lu, Jia
core +2 more sources
Research on Contagion and the Influencing Factors of Personal Credit Risk based on a Complex Network
Discrete Dynamics in Nature and Society, 2022 With the digital transformation of commercial banks and the online transfer of credit transactions, the relationship between credit subjects tends to be complex, and personal credit risk management is facing challenges.
Xin Sui +3 more
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Heuristic Algorithm for Cross-Platform Credit Risk Transmission Based on Hybrid Strategies
Discrete Dynamics in Nature and Society, 2022 Credit risk transmission between cross-platforms is an important issue in the construction of a credit service system. The effect of credit risk transmission between credit entities (nodes) is analyzed in this paper. A heuristic algorithm based on hybrid
Zhang Xiaodong +3 more
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Thermoresponsive BrushGel Microcarriers for Efficient Cell Expansion and Enzyme‐Reduced Harvesting
Advanced Healthcare Materials, EarlyView.Askari et al, report on temperature‐responsive microcarriers to minimize enzyme use and cost in dynamic cultures. Abstract Scaling up cell therapy requires efficient expansion of high‐quality cells. Microcarrier(MC)‐based systems offer high surface‐to‐volume ratios and reduce culture media usage.
Esfandyar Askari +9 more
wiley +1 more source
Modeling default risk charge (DRC) with intensity probability theory
AIMS MathematicsThe latest regulation [1] of the fundamental review of the trading book (FRTB) proposes replacing incremental risk charge (IRC) with default risk charge (DRC). Accordingly, many studies were implemented to analyze this change and its impact.
Badreddine Slime, Jaspreet Singh Sahni
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Data-Driven Approach for Credit Risk Analysis Using C4.5 Algorithm
ComTech, 2023 Credit risk is bad credit, resulting in bank losses due to non-receipt of disbursed funds and unacceptable interest income. However, credit services still have to be done to achieve profit. The absence of an approach that can assist in making policies to
Muhammad Iqbal, Syahril Efendi
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Credit Risk Transfer and Contagion [PDF]
SSRN Electronic Journal, 2005 Some have argued that recent increases in credit risk transfer are desirable because they improve the diversification of risk. Others have suggested that they may be undesirable if they increase the risk of financial crises. Using a model with banking and insurance sectors, we show that credit risk transfer can be beneficial when banks face uniform ...
Elena Carletti +2 more
openaire +6 more sources