Results 81 to 90 of about 99,099 (258)
Forecasting Credit Portfolio Risk [PDF]
The main challenge of forecasting credit default risk in loan portfolios is forecasting the default probabilities and the default correlations. We derive a Merton-style threshold-value model for the default probability which treats the asset value of a ...
Scheule, Harald +2 more
core
A sustainable business ecosystem: a case study demonstrating biochar's potential
Abstract The need for renewable, climate‐friendly resources has become urgent as legislators worldwide have sought to find ways to cut emissions while ensuring resource security for consumers. The use of biochar could help to achieve these goals. This study examines the current state of commercial biochar production and the maturity of the related ...
Kivijakola Juuso +4 more
wiley +1 more source
Macroeconomic Environment and Credit Risk (in English) [PDF]
The importance of credit-risk models has increased with the introduction of the New Basel Capital Accord (Basel II). This paper follows Merton´s approach to structural analysis, toward default-rate modeling.
Petr JAKUBÍK
core
Chlorella vulgaris biorefineries: sustainable biofuels and high‐value carbon capture
Abstract Global reliance on fossil fuels has created urgent economic and environmental challenges, yet large‐scale use of algal biomass remains limited by production costs. Industrial scaling is constrained by inefficient harvesting and the technical challenges of processing recalcitrant cell walls.
Sandyelle Ferreira Alcântara Araújo +13 more
wiley +1 more source
Lessons from the Current Financial Crisis. A Risk Management Approach [PDF]
In the last twenty years, the financial risk management has gained an important role for the companies and financial institutions. Financial innovations have improved the efficiency of risk management process, but at the same time, they have imposed new ...
Gheorghe VOINEA, Sorin Gabriel ANTON
core +1 more source
Factorial Network Models to Improve P2P Credit Risk Management. [PDF]
Ahelegbey DF +2 more
europepmc +1 more source
Aims In medical education, the ability of large language models (LLMs) to match human performance raises questions about their potential as educational tools. This study evaluates LLMs' performance on Clinical Pharmacology and Therapeutics (CPT) exams, comparing their results to medical students and exploring their ability to identify poorly formulated
Alexandre O. Gérard +11 more
wiley +1 more source
Credit risk management in banks: Hard information, soft Information and manipulation
The role of information’s processing in bank intermediation is a crucial input. The bank has access to different types of information in order to manage risk through capital allocation for Value at Risk coverage.
Godbillon-Camus, Brigitte +1 more
core
Credit Risk, Credit Rationing, and the Role of Banks: The Case of Risk Averse Lenders [PDF]
The standard situation of ex post information asymmetry between borrowers and lenders is extended by risk aversion and heterogenous levels of reservation utility of lenders.
Thilo Pausch
core
Spatial Regression Models to Improve P2P Credit Risk Management. [PDF]
Agosto A, Giudici P, Leach T.
europepmc +1 more source

