Results 111 to 120 of about 32,796 (305)

Using Neural Networks to Classify the Personal Loan Applicants [PDF]

فصلنامه پژوهش‌های اقتصادی ایران, 2007
Traditional methods of deciding whether to grant credit to a particular individual use human judgment of the risk of default based on experience of previous decisions.
Hamid Nilsaz, Abdolrahman Rasekh, Alireza Osareh, Hasanali Sinae   +3 more
doaj  

Semi-supervised adapted HMMs for P2P credit scoring systems with reject inference. [PDF]

Comput Stat, 2023
El Annas M, Benyacoub B, Ouzineb M.
europepmc   +1 more source

APPLICATION OF RECURSIVE PARTITIONING TO AGRICULTURAL CREDIT SCORING

Recursive Partitioning Algorithm (RPA) is introduced as a technique for credit scoring analysis, which allows direct incorporation of misclassification costs.
Novak, Michael P., LaDue, Eddy L.
core  

Default Predictors in Retail Credit Scoring: Evidence from Czech Banking Data [PDF]

Credit to the private sector has risen rapidly in European emerging markets but its risk evaluation has been largely neglected. Using retail-loan banking data from the Czech Republic we construct two credit risk models based on logistic regression and ...
Evzen Kocenda, Martin Vojtek
core  

Consumer finance: challenges for operational research

, 2010
Consumer finance has become one of the most important areas of banking, both because of the amount of money being lent and the impact of such credit on global economy and the realisation that the credit crunch of 2008 was partly due to incorrect ...
Thomas, Lyn C.
core   +1 more source

A Large‐Scale Study on the Relation Between Multilingualism and Social Traits in Adults With and Without Autism Diagnoses

Autism Research, EarlyView.
ABSTRACT Autism Spectrum Disorder is a neurodevelopmental condition characterized by persistent difficulties in social interaction and communication alongside restricted, repetitive patterns of behavior, interests, or activities. Emerging evidence suggests that bi/multilingualism may enhance social interaction skills, yet prior research has largely ...
Margreet Vogelzang, Sean Dong Wei Gan, Jamie Setch   +2 more
wiley   +1 more source

Análise do credit scoring

RAE: Revista de Administração de Empresas, 2013
O problema dos atrasos em pagamentos vem adquirindo grande importância nos países desenvolvidos. Neste trabalho, realizamos uma análise da capacidade preditiva de dois modelos paramétricos e de um não paramétrico, abordando, neste último, o problema da ...
Rosa Puertas Medina, Maria Luisa Martí Selva   +1 more
doaj  

The diffusion of financial innovations: an examination of the adoption of small business credit scoring by large banking organizations [PDF]

Financial innovation has been described as the “life blood of efficient and responsive capital markets.” Yet, there have been few quantitative investigations of financial innovation and the diffusion of these new technologies.
Jalal Akhavein, W. Scott Frame, Lawrence J. White   +2 more
core  

Beyond right or wrong: How partial credit scoring on multiple‐choice questions improves student performance and assessment perceptions

British Journal of Clinical Pharmacology, EarlyView.
Aims In this study, we examined the effects of assigning partial credit to selected answer choices on student performance and perceptions in a pharmacology course using Type A multiple‐choice questions (MCQs). Methods Partial credit scoring was incorporated into quizzes and exams in a 10‐week pharmacology course for postbaccalaureate premedical ...
Stephen D. Schneid, Chris Armour, Katharina Brandl   +2 more
wiley   +1 more source

BACS: blockchain and AutoML-based technology for efficient credit scoring classification. [PDF]

Ann Oper Res, 2022
Yang F, Qiao Y, Qi Y, Bo J, Wang X.
europepmc   +1 more source