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Credit unions and risk

Journal of Regulatory Economics, 2014
The structure of the credit union industry has been transformed by regulatory changes and the subsequent switch by many credit unions to community and multiple-bond fields of membership. This study explores the impact of these trends by testing for differences in risk across credit unions with different field-of-membership types.
David Ely
exaly   +2 more sources

Assigning Credit Union Deposits to Credit Union Branches

SSRN Electronic Journal, 2020
We describe a method to allocate U.S. credit union deposits to the credit union branch level. Credit union deposit data is only available at the aggregate firm level. Our method takes advantage of FFIEC Home Mortgage Disclosure Act (HMDA) to identify loans at the credit union branch level.
Aaron Chatterji   +2 more
openaire   +1 more source

Credit Unions

Nonprofit and Voluntary Sector Quarterly, 2014
Credit unions, nonprofit mutual associations also called financial cooperatives, have a lengthy history. The World Council of Credit Unions reports that credit unions are found in 101 countries representing 56,000 credit unions, more than 200 million members, and $1.7 trillion in assets.
Laurie Mook, John Maiorano, Jack Quarter
  +5 more sources

ON ECONOMIES OF SCALE IN CREDIT UNIONS

The Journal of Finance, 1978
this Benston-Bell-Murphy approach to analyzing costs, a financial institution is viewed as a series of physical production processes. Cost functions, in this approach, are derived from a Cobb-Douglas production function; costs are not related directly to the financial characteristics of the institution.
openaire   +1 more source

Why Choose a Credit Union? Determinants of Credit Union Deposits

SSRN Electronic Journal, 2010
This study examines the impact of credit union risk characteristics and macroeconomic events on deposits. Looking at a sample of credit unions from 2004-2008 we find that credit union depositors do not consistently punish credit union by deposit withdrawal for risky behavior. Furthermore, we find that credit union deposits increase in times of economic
Andreas Rauterkus   +1 more
openaire   +1 more source

A dynamic theory of the credit union

Annals of Operations Research, 2012
zbMATH Open Web Interface contents unavailable due to conflicting licenses.
Geoffrey M. Rubin   +3 more
openaire   +1 more source

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