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Why Choose a Credit Union? Determinants of Credit Union Deposits
SSRN Electronic Journal, 2010This study examines the impact of credit union risk characteristics and macroeconomic events on deposits. Looking at a sample of credit unions from 2004-2008 we find that credit union depositors do not consistently punish credit union by deposit withdrawal for risky behavior. Furthermore, we find that credit union deposits increase in times of economic
Andreas Rauterkus +1 more
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, 1998 In February 1998 the U.S. Supreme Court partially settled a long-running controversy about the concept and extent of common bond limits on credit union membership, interpreting the Federal Credit Union Act as limiting membership to individuals sharing a single common bond.
Aruna Srinivasan, B. Frank King
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Effects of Credit Union Service Organizations on Credit Union Performance
Journal of Finance Issues, 2016This study examines the effects of credit union service organizations (CUSOs) on credit union performance for the period 2009 through 2014. I use random effects models with Mundlak (1978) correction to estimate the relationships between CUSOs and credit union performance variables.
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Journal AWWA, 1966
This article discusses the benefits of employee credit unions, including: stabilizing the lives of the employees; attracting a higher level of skilled employee; and, offering lower interest rates to its members. A comprehensive description of a credit union is provided, along with the history of the development of credit unions.
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This article discusses the benefits of employee credit unions, including: stabilizing the lives of the employees; attracting a higher level of skilled employee; and, offering lower interest rates to its members. A comprehensive description of a credit union is provided, along with the history of the development of credit unions.
openaire +1 more source
Journal of Regulatory Economics, 2014
The structure of the credit union industry has been transformed by regulatory changes and the subsequent switch by many credit unions to community and multiple-bond fields of membership. This study explores the impact of these trends by testing for differences in risk across credit unions with different field-of-membership types.
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The structure of the credit union industry has been transformed by regulatory changes and the subsequent switch by many credit unions to community and multiple-bond fields of membership. This study explores the impact of these trends by testing for differences in risk across credit unions with different field-of-membership types.
openaire +1 more source
International Journal of Bank Marketing, 1986
Credit unions are financial co‐operatives. They provide personal financial services to their members. In Australia they are very small institutions compared to the national banking and financing companies. Credit unions have formed state organisations to pursue common aims. The national peak body is the Australian Federation of Credit Unions Ltd (AFCUL)
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Credit unions are financial co‐operatives. They provide personal financial services to their members. In Australia they are very small institutions compared to the national banking and financing companies. Credit unions have formed state organisations to pursue common aims. The national peak body is the Australian Federation of Credit Unions Ltd (AFCUL)
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Credit Unions and Credit Cooperatives
2023Olufemi Sallyanne Decker, Lili Yan
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CREDIT UNIONS: An Economic Theory of a Credit Union
The Journal of Finance, 1981DONALD J. SMITH +2 more
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