Results 91 to 100 of about 1,136 (230)

From Estimation to Discrimination: Algorithmic Bias, Predictive Uncertainty, and Anti‐Discrimination Law

The Modern Law Review, EarlyView.
Machine learning (ML) systems, increasingly deployed in high‐stakes decision‐making, inherently produce uncertain outputs that can lead to unlawful discrimination. This article provides the first legal analysis of how predictive uncertainty in ML systems interacts with UK anti‐discrimination law under the Equality Act 2010.
Holli Sargeant
wiley   +1 more source

Conditions for reducing non-repayment of loans

Вестник Северо-Кавказского федерального университета
Introduction. In the modern world of banking business, an important area is the procedure for reducing non-repayment of loans, since large volumes of non-returned loan funds entail negative consequences in the financial activities of the bank. Currently,
O. I. Ditsulenko, E. A. Posnaya, E. Yu. Cherkashina, N. V. Yurchenko   +3 more
doaj   +1 more source

THE CHAINMAKER: How Intermediaries Sustain Urban Policy Initiatives over Time

International Journal of Urban and Regional Research, EarlyView.
Abstract Practitioners implementing urban climate initiatives are frequently faced with the intermittent nature of urban projects and the short‐termism of policy experiments. In this conjuncture, understanding how urban transformations are advanced necessitates grasping how small‐scale efforts are carried forward or sustained despite these brief time ...
HANNA HILBRANDT, ERANDI BARROSO OLMEDO, FRITZ‐JULIUS GRAFE   +2 more
wiley   +1 more source

The Uncertainties in the World of Microfinance

Disclosure
Despite the shifts and shocks, microfinance overcomes the obstacles by making adjustments for the people. The most crucial principle is to ensure people get what they want and need for their businesses.
Nur Aifiah Binti Ibrahim
doaj   +1 more source

CLAIMING SOCIAL HOUSING FUTURES: Value, Risk and the Temporal Politics of Income Strip Financing in London

International Journal of Urban and Regional Research, EarlyView.
Abstract Asset managers, private equity firms and other institutional investors have assumed an increasingly important role in the ownership and management of housing and infrastructure since the Global Financial Crisis. This article analyses how social housing in London is being transformed into a financial asset through an analysis of ‘income strip ...
Aretousa Bloom, Joe Penny
wiley   +1 more source

Criminal Records as Classification Situations

The British Journal of Sociology, EarlyView.
ABSTRACT Marion Fourcade and Kieran Healy developed the notion of “classification situations” to describe how ordinal schema that sort and rank individuals, like credit scores, are used to differentiate opportunities, prices, and services in ways that structure life chances while masking inequality as meritocratic.
Lindsay Bing, Sarah Esther Lageson
wiley   +1 more source

Partisan Cities: How State‐Local Political Alignment Shapes Credit Risk and Information Processing in the Municipal Bond Market

Journal of Accounting Research, EarlyView.
ABSTRACT This paper studies how partisan alignment between city leaders and state governors shapes information processing and bond pricing in the municipal bond market. Using a novel data set on 1,045 U.S. cities from 2005 to 2019, we show that cities with the same political affiliation as the state governor face 9 basis points lower borrowing costs ...
RAMONA DAGOSTINO, ANYA NAKHMURINA
wiley   +1 more source

Do Women Make Better Borrowers and Loan Officers? Evidence From Afghanistan

Economics of Transition and Institutional Change, EarlyView.
ABSTRACT This study explores how gender is associated with microfinance loan performance in Afghanistan, a conservative and conflict‐affected society. We use data from over 9500 borrowers across Taliban‐ and government‐controlled areas for the period from January 2017 to February 2020, before the 2021 Taliban takeover.
Mustafa Disli, Shakir Jalaly, Laurent Weill   +2 more
wiley   +1 more source

Hunting for Hollanders: The community responsibility system, trade sanctions, and public debt in the late‐medieval Low Countries

The Economic History Review, EarlyView.
Abstract To persuade creditors to lend, cities in the Low Countries relied on a community responsibility system that made all citizens personally liable for public debt. This exposed itinerant citizens to significant risks: their merchandise could be confiscated by creditors, and they could even be imprisoned for debt.
Jaco Zuijderduijn
wiley   +1 more source

Private money and money market integration: The role of payments infrastructure in nineteenth‐century Switzerland

The Economic History Review, EarlyView.
Abstract Using newly collected discount rate data for six Swiss cities from 1846 to 1893, we find no evidence of increasing integration during a 30‐year period of lightly regulated free banking. We attribute this to two structural issues: banks had incentives to ward off competitors by protecting their local monopolies or forming cartels, and there was
Daniel Kaufmann, Rebecca Stuart
wiley   +1 more source