Flexible Contract, Flexible Morale? Microcredit Design and Repayment Discipline
ABSTRACT Flexible repayment benefits borrowers, but practitioners fear increased moral hazard. Investigating their concerns requires disentangling repayment choices from repayment capacity, which is typically infeasible in field studies. We use a lab‐in‐the‐field experiment with 645 microcredit borrowers to cleanly identify the effect of repayment ...
Kristina Czura, Anett John, Lisa Spantig
wiley +1 more source
What electrodes can be used to measure mu rhythm (de)synchronization in the context of speech comprehension studies? An insight from theoretical analysis. [PDF]
Chegodaev DA, Pavlova PA, Karpova N.
europepmc +1 more source
College Financial Aid Application Frictions
ABSTRACT We document that 11 percent of recent U.S. high school graduates did not apply for federal student aid due to difficulty in applying, mistaken beliefs, or lack of awareness. Not applying due to such application frictions negatively predicts college enrollment after controlling for other attributes.
Emily G. Moschini +1 more
wiley +1 more source
Structure-informed mutagenesis identifies combinatorial contributions to mouse insulin receptor IRES function. [PDF]
Dahl WB, Lan TCT, Rouskin S, Marr MT.
europepmc +1 more source
A process‐temporal perspective on organizational paradoxes: A review and future research agenda
Abstract Scholars are increasingly studying paradox processes, yet insights remain disconnected, with limited discussion across studies’ perspectives. Consequently, research risks underutilizing valuable findings, thereby reducing both theoretical and practical progress.
Jan Heiberg Johansen +1 more
wiley +1 more source
Revealing novelty from the southwestern Atlantic, Yemanjia gen. nov. and Olokunococcus gen. nov. from the coral cyanobiome of the Abrolhos Bank. [PDF]
Aiube YRA +5 more
europepmc +1 more source
An Uncertainty Based Approach for Dealing With Selection Bias in Non‐Probability Samples
Summary The main issue with non‐probability samples is that the standard design‐based approach cannot be applied as the selection mechanism is unknown. In this paper, the concept of uncertainty on data generating model, resulting from the lack of knowledge of the sampling design acting in the non‐probability sample, is discussed.
Pier Luigi Conti, Daniela Marella
wiley +1 more source
Measuring the consultative stance among infant and early childhood mental health consultants. [PDF]
Miles E +4 more
europepmc +1 more source
Supplementary description and molecular analysis of <i>Stiphodon hadiatyae</i> (Teleostei, Gobioidei, Sicydiinae) from Enggano Island, Indonesia. [PDF]
Jhuang WC, Kusuma AB, Liao TY.
europepmc +1 more source
Function-preserving microsurgical resection of a massive sporadic cervicothoracic dumbbell neurofibroma: a case report. [PDF]
Bibi F +13 more
europepmc +1 more source

