Results 171 to 180 of about 440,520 (219)

Pricing in debit and credit card schemes

Economics Letters, 2003
Abstract This paper presents a model of a debit or credit card payment scheme, providing a simple determination of the socially optimal structure of fees between those charged to cardholders and those charged to merchants.
Julian Wright
exaly   +2 more sources

Is the debit card revolution finally here? [PDF]

, 1994
For three decades, experts on payments systems have forecast the imminent arrival of a completely electronic, paperless payment system. In this vision of the future, households, businesses, and government agencies would replace paper transactions with faster, more efficient electronic payments.
Caskey, John P., Sellon, G. H., Jr.
core   +2 more sources

Prepaid debit cards and banking intention

International Journal of Bank Marketing, 2021
Purpose This study examines the relationship between prepaid debit card use and the intention to open a bank account within twelve months. The Transtheoretical Model (TTM) of Behavior Change helped to conceptualize one's stage in the process of changing from unbanked status if desired.
Sophia T. Anong, Aditi Routh
openaire   +1 more source

Debit Card Thefts and Remedy

INROADS- An International Journal of Jaipur National University, 2018
This research paper contains how cybercrimes involving stealing of debit cards take place and how the victims can be aided from such happenings. It contains the process through which criminals make victims fall into the frauds and how the confidential data related to debit cards, sufficient enough to make transactions, are retrieved from victims.
Varun Modi, Twinkle Mathur, Roma Rewani
openaire   +1 more source

Debit cards and fraud

International Journal of Bank Marketing, 2009
Purpose This paper aims to discuss the prevention of complacency regarding payment card fraud, particularly the debit card. Design/methodology/approach Based on research already carried out on payment card fraud in France, Spain and ...
openaire   +1 more source

In Love with the Debit Card But Still Married to Cash

SSRN Electronic Journal, 2015
ABSTRACTUsing shopping diary survey data, we show that changing payment patterns is a challenging task; even when consumers have fallen in love with a new payment instrument, they find it hard to divorce from their old payment instrument. We find a discrepancy between how consumers prefer to pay and how they actually pay.
Carin van der Cruijsen, Lola Hernandez, Nicole Jonker   +2 more
openaire   +1 more source

Looking at debit and credit card fraud

Teaching Statistics, 2011
SummaryThis article, written jointly by a mathematician and a barrister, looks at some of the statistical issues raised by court cases based on fraud involving chip and PIN cards. It provides examples and insights that statistics teachers should find helpful.
Roger Porkess, Stephen Mason
openaire   +1 more source

Change is in the Cards: Competition in the Canadian Debit Card Market

SSRN Electronic Journal, 2010
As new entrants arrive in Canada’s debit card market, rule changes are needed to ensure a level playing field, and to enhance the potential benefits of competition for consumers and merchants. In a study released today, the author assesses the implications of the rapidly changing debit payment landscape.
openaire   +2 more sources

Drivers of credit and debit card transactions

Review of Financial Economics
Abstract This paper examines the macroeconomic drivers of credit and debit card transactions, including purchases and cash withdrawals, using a dynamic economic model. It evaluates the impact of economic activity, unemployment, inflation, and policy interest rates on transaction volume and value. The empirical investigation utilizes a
openaire   +1 more source

Importance of debit cards for teenagers

International Journal of Financial Management and Economics, 2023
Dr. Sachin K Parappagoudar, Dr. Sana Saima, Kilarapu Jahnavi Siri, Jayasri Allugubilli, Roopsika Kancherla, Vandanapu Akash Chandra   +5 more
openaire   +1 more source