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Debit card and demand for cash
Journal of Banking & Finance, 2012Despite the growing importance of the debit card in most developed countries, there are relatively few academic studies that analyze the impact of such evolution on the demand for cash. Beyond data availability, this research is complicated by the fact that the debit card provides two services for consumers - cash withdrawal and payment - that have ...
Bounie, David +2 more
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Looking at debit and credit card fraud
Teaching Statistics, 2011SummaryThis article, written jointly by a mathematician and a barrister, looks at some of the statistical issues raised by court cases based on fraud involving chip and PIN cards. It provides examples and insights that statistics teachers should find helpful.
Roger Porkess, Stephen Mason
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Virtual credit and debit card issuing system
i-manager’s Journal on Software EngineeringMalawi's technological landscape is rapidly evolving across various sectors, including finance and business, driven by innovative individuals who are constantly pushing the boundaries of innovation. The internet plays a pivotal role in this transformation, enabling seamless online transactions that have become integral to modern financial practices ...
Kamanga Steven, Jimu Pempho
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Drivers of credit and debit card transactions
Review of Financial EconomicsAbstractThis paper examines the macroeconomic drivers of credit and debit card transactions, including purchases and cash withdrawals, using a dynamic economic model. It evaluates the impact of economic activity, unemployment, inflation, and policy interest rates on transaction volume and value.
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Is the debit card revolution finally here? [PDF]
, 1994 For three decades, experts on payments systems have forecast the imminent arrival of a completely electronic, paperless payment system. In this vision of the future, households, businesses, and government agencies would replace paper transactions with faster, more efficient electronic payments.
Caskey, John P., Sellon, G. H., Jr.
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The “White Card” is grey: Survelliance, endurance and the Cashless Debit Card
Australian Journal of Social Issues, 2020AbstractIntroduced in 2016, the Cashless Debit Card (CDC) is part of a welfare policy trial designed to restrict and direct the expenditure of Aboriginal people receiving a range of government benefits. In this article, I explain that the CDC, also referred to as the “White Card,” appeases the concerns of non‐Aboriginal residents and broader Australia ...
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Emerging ecommerce credit and debit card protocols
Proceedings. Third International Symposium on Electronic Commerce,, 2003Internet sellers need guaranteed payments for goods and services. Buyers need protection from misuse of their financial accounts. Credit cards dominate the Internet payment world, but merchant fraud is rampant and cardholders are scared. This paper explores emerging protocols and technologies that are being developed to eliminate card fraud and ...
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Determinants of debit cards acceptance: An empirical investigation
AIP Conference Proceedings, 2014These days, most of the Malaysians realize that the consumption of debit card will help them to reduce the household debt. Thus, it is important to analyse the acceptance of debit cards for further enhancement and expanding its market share in Malaysia.
Shafinar Ismail +4 more
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Importance of debit cards for teenagers
International Journal of Financial Management and Economics, 2023Dr. Sachin K Parappagoudar +5 more
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