Results 161 to 170 of about 159,513 (211)
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Debit card and demand for cash
Journal of Banking & Finance, 2012Despite the growing importance of the debit card in most developed countries, there are relatively few academic studies that analyze the impact of such evolution on the demand for cash. Beyond data availability, this research is complicated by the fact that the debit card provides two services for consumers - cash withdrawal and payment - that have ...
Bounie, David +2 more
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Cureus Journal of Business and Economics
Digital payment systems have emerged as a critical enabler of financial inclusion in India. In recent years, credit cards have grown significantly, while debit cards have lost traction for routine transactions. Unified Payments Interface (UPI) has played
Surekha Invalli
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Digital payment systems have emerged as a critical enabler of financial inclusion in India. In recent years, credit cards have grown significantly, while debit cards have lost traction for routine transactions. Unified Payments Interface (UPI) has played
Surekha Invalli
semanticscholar +1 more source
Evaluating the environmental impact of debit card payments
The International Journal of Life Cycle Assessment, 2017Purpose Consumers in the Netherlands made more than 3.2 billion debit card transactions at points-of-sale in 2015, corresponding to over half of all point-of-sale payments in that year. This study provides insights into the environmental impact of debit card transactions based on a life cycle assessment (LCA).
Erik Roos Lindgreen +5 more
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In Love with the Debit Card But Still Married to Cash
SSRN Electronic Journal, 2015ABSTRACTUsing shopping diary survey data, we show that changing payment patterns is a challenging task; even when consumers have fallen in love with a new payment instrument, they find it hard to divorce from their old payment instrument. We find a discrepancy between how consumers prefer to pay and how they actually pay.
Carin van der Cruijsen +2 more
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A model of debit card as a means of payment
Journal of Economic Dynamics and Control, 2010zbMATH Open Web Interface contents unavailable due to conflicting licenses.
Kim, Young Sik, Lee, Manjong
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Change is in the Cards: Competition in the Canadian Debit Card Market
SSRN Electronic Journal, 2010As new entrants arrive in Canada’s debit card market, rule changes are needed to ensure a level playing field, and to enhance the potential benefits of competition for consumers and merchants. In a study released today, the author assesses the implications of the rapidly changing debit payment landscape.
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Looking at debit and credit card fraud
Teaching Statistics, 2011SummaryThis article, written jointly by a mathematician and a barrister, looks at some of the statistical issues raised by court cases based on fraud involving chip and PIN cards. It provides examples and insights that statistics teachers should find helpful.
Roger Porkess, Stephen Mason
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Drivers of credit and debit card transactions
Review of Financial EconomicsAbstract This paper examines the macroeconomic drivers of credit and debit card transactions, including purchases and cash withdrawals, using a dynamic economic model. It evaluates the impact of economic activity, unemployment, inflation, and policy interest rates on transaction volume and value. The empirical investigation utilizes a
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Prepaid cards and the unbanked in the U.S.: financial innovations and financial inclusion
Journal of Financial Economic PolicyPurpose Financial inclusion is measured by the number of people who use the formal financial system and banks in particular. Limited access to formal banking services and the existence of unbanked households is a main policy concern.
Kumuditha Hikkaduwa Epa Liyanage +2 more
semanticscholar +1 more source
The Economics of Credit Cards, Debit Cards and ATMs: A Survey and Some New Evidence
SSRN Electronic Journal, 2006Abstract This paper provides a critical survey of the large and diffuse literature on credit cards, debit cards and ATMs. We argue that because there are still many outstanding issues and questions about the pricing, use and substitutability of these payment mechanisms, that there are significant further opportunities for research in these areas.
Barry Scholnick +4 more
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