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Measuring the effect of the national credit act on indebtedness in South Africa
South Africa continues to exhibit high levels of debt-to-disposable income along with a high number of impaired credit records. The National Credit Act No. 34 of 2005 (NCA) was established in order to address these high levels.
Shaun De Wet, Ilse Botha, Marno Booyens
doaj +1 more source
ON THE HEART RATE DURING EXERCISE, THE ŒSOPHAGEAL TEMPERATURE AND THE OXYGEN DEBT [PDF]
E. A. Harris, B.B. Porter
openalex +1 more source
Debt Deception: How Debt Buyers Abuse the Legal System to Prey on Lower-Income New Yorkers [PDF]
In this report, we examine lawsuits filed by debt buyers and their profound impact on low- and moderate-income New Yorkers, lower-income communities, and communities of color. We begin, in Part I, with background on the debt buying industry, including an
Claudia Wilner, Nasoan Sheftel-Gomes
core
Sovereign debt: Do we need an EU solution? Bertelsmann Stiftung EUROPA Briefing 2017 [PDF]
High levels of sovereign debt have become a serious issue in the Eurozone. This does not just affect the individual member states: The European debt crisis has shown that difficulties in one euro-area country can spread to the entire currency union. What
Haas, Jörg
core
This article presents and discusses different sorts of economic exchange between nut gatherers from the São Francisco do Iratapuru community, in Brazilian Amazonia, and Brazil’s largest cosmetics company, Natura.
Magda dos Santos Ribeiro
doaj
Student Debt and the Class of 2008 [PDF]
Analyzes state-by-state trends in the average debt of 2008 graduates and percentages of graduates with debt. Lists high- and low-debt states and campuses.
core
Wait For It: Identifying "On-Hold" Self-Admitted Technical Debt [PDF]
Self-admitted technical debt refers to situations where a software developer knows that their current implementation is not optimal and indicates this using a source code comment. In this work, we hypothesize that it is possible to develop automated techniques to understand a subset of these comments in more detail, and to propose tool support that can
arxiv
ABSTRACT Climate change poses new challenges to the social mission and financial viability of microfinance institutions (MFIs). These include the vulnerability of borrowers, increased credit risks and the need to adapt to the changing climate. Using a novel microcredit data set, we first study the prevalence of climatic hazards and vulnerabilities in ...
Gregor Dorfleitner+2 more
wiley +1 more source