Results 211 to 220 of about 5,322 (297)

Employee savings in defined contribution plans: Evidence from age‐based policies in employer plans

open access: yesJournal of Risk and Insurance, EarlyView.
Abstract Retirement saving is a critical form of self‐insurance at older ages, but ensuring that such savings are adequate remains a challenge in the United States. This is especially true for those who save through defined contribution (DC) plans, in which participants are responsible for setting both the amount and the investment strategy.
Brent J. Davis   +2 more
wiley   +1 more source

Trump's second presidency begins: evaluating effects on the US health system. [PDF]

open access: yesLancet Reg Health Am
Greer SL, Jarman H, Kulikoff R, Yaver M.
europepmc   +1 more source

Design and pricing of private long‐term care insurance: An Australian analysis

open access: yesJournal of Risk and Insurance, EarlyView.
Abstract Private long‐term care insurance (LTCI) is unavailable in many countries, including Australia, where individuals rely on government support and retirement savings for aged care. This study explores the design and pricing of private LTCI products covering out‐of‐pocket costs, using a model of chronic illness and disability in Australia.
Kyu Park, Michael Sherris
wiley   +1 more source

Characteristics of interventions that address racism in the United States and opportunities to integrate equity principles: a scoping review. [PDF]

open access: yesSyst Rev
DiPetrillo B   +8 more
europepmc   +1 more source

A joint model of cost and churn for the insurance industry

open access: yesJournal of Risk and Insurance, EarlyView.
Abstract In insurance markets, claim costs are highly variable, heavy‐tailed, and difficult to predict. At the same time, policyholder retention and lapse behavior (customer churn) are critical determinants of long‐term profitability and solvency. Most existing models in the literature treat claim costs and lapses as independent, overlooking potential ...
Yumo Dong   +4 more
wiley   +1 more source

Random Carbon Tax Policy and Investment Into Emission Abatement Technologies

open access: yesMathematical Finance, EarlyView.
ABSTRACT We analyze the problem of a profit‐maximizing electricity producer, subject to carbon taxes, who decides on investments into CO2$\rm CO_2$ abatement technologies. We assume that the carbon tax policy is random and that the investment in the abatement technology is divisible, irreversible, and subject to transaction costs.
Katia Colaneri   +2 more
wiley   +1 more source

Inflation Inequality Across Household Income Groups in Brazil: Persistence, Trend and Volatility

open access: yesThe Manchester School, EarlyView.
ABSTRACT This article investigates inflation inequality across four income strata in Brazil (very low, low, middle, and high income) from July 2006 to April 2025, using the Headline IPCA as a benchmark. We test the hypothesis that inflation dynamics and transmission mechanisms are structurally unequal and disproportionately affect lower‐income ...
Sinara do Valle, Cleomar Gomes da Silva
wiley   +1 more source

“Nowhere else to go”: Slow abandonment and (en)closures of long‐term care in Los Angeles

open access: yesMedical Anthropology Quarterly, EarlyView.
Abstract Residential long‐term care facilities, known in California as “board and care” homes, have been closing rapidly in the last decade. Proponents assert these provide vital forms of housing and care to the poor and must be saved, while critics contend they perpetuate the institutionalization of people with disabilities and should be abolished ...
Maxwell A. Hellmann
wiley   +1 more source

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