Results 181 to 190 of about 254,873 (391)

Unleashing the power of text for credit default prediction: Comparing human-written and generative AI-refined texts [PDF]

arXiv
This study explores the integration of a representative large language model, ChatGPT, into lending decision-making with a focus on credit default prediction. Specifically, we use ChatGPT to analyse and interpret loan assessments written by loan officers and generate refined versions of these texts.
arxiv  

The Extent of Juvenile Delinquency in Wisconsin

, 1941
Morris G. Caldwell
openalex   +2 more sources

The Role of Interparental Conflict in Divergent Perceptions of Parenting

Journal of Marriage and Family, EarlyView.
ABSTRACT Objective This study aimed to identify whether interparental conflict (IPC) is associated with patterns of convergence and divergence in parent–adolescent perceptions of parental warmth. Background Adolescents and parents often have divergent perceptions of parenting (informant discrepancies).
Carlie J. Sloan, Stephanie T. Lanza, Emily J. Forrester, Mark E. Feinberg, Gregory M. Fosco   +4 more
wiley   +1 more source

POVERTY TRAPS, ECONOMIC INEQUALITY AN INCENTIVES FOR DELINQUENCY

Cuadernos de Economía, 2013
This paper explores theoretical linkages between poverty traps, economic inequality and delinquency in a perfect competition overlapping generations model characterized by dual legal production sectors and one illegal sector.
Edgar Villa, Andrés Salazar
doaj  

Economic Factors of Delinquency

, 1948
John D. Donovan, Cletus Dirksen
openalex   +2 more sources

Measures of Subclinical Psychopathy and Everyday Sadism are Still Redundant: A Conceptual Replication and Extension of Blötner and Mokros (2023)

Journal of Personality, EarlyView.
ABSTRACT Objective Various psychological concepts with different names reflect essentially the same content. A recent study (https://doi.org/10.1016/j.paid.2023.112102) found short scales of subclinical psychopathy and everyday sadism to be affected by this so‐called jangle fallacy: Latent factors of psychopathy and everyday sadism were almost ...
Christian Blötner, Sandy S. Spormann, Miriam J. Hofmann, Andreas Mokros   +3 more
wiley   +1 more source

Exposure to Real Estate in Bank Portfolios [PDF]

We implement a three-step procedure to assess the extent of exposure to real estate in commercial banks. First, we investigate the determinants of delinquency on real estate loans.
Deniz Igan, Marcelo Pinheiro
core  

The forest tax delinquency problem in the South /

, 1940
Ronald B. Craig
openalex   +2 more sources

A Process‐ and Status‐Centered Approach to Educational Identity Development in Late Adolescence: The Importance for Well‐Being

Journal of Personality, EarlyView.
ABSTRACT Objective During late adolescence, adolescents' educational identity may be especially salient as they need to make important decisions regarding their education around the transition from secondary school to tertiary education. The way adolescents shape their identity during this period may have important implications for their academic ...
Elisabeth L. de Moor, Annabelle H. T. Christiaens   +1 more
wiley   +1 more source

Prepayment and delinquency in the mortgage crisis period [PDF]

We study the interaction of borrower mortgage prepayment and mortgage delinquency during the period between 2001 and 2010. We show that when house prices flattened and began their subsequent decline, borrowers had increasingly slow prepayments and that ...
Elizabeth Laderman, John Krainer
core