Results 211 to 220 of about 24,379 (255)

Demand for Demand Deposits in Nigeria

SSRN Electronic Journal, 2006
This paper extends the empirical research strategy adopted for modeling demand for M1 in Nigeria in Teriba (2006a) to one of its two sub-components, demand deposits (DD). All of our findings for M1 stand up for DD, with one important addition: demand deposits respond significantly to foreign interest differentials in both the long run and the short run.
openaire   +1 more source

The Cost of Servicing Demand Deposits

Journal of Money, Credit and Banking, 1982
THE COST OF the demand-deposit service interests bankers because it affects their profits. It interests students of banking and industrial organization because it figures in scale economies. It interests monetary analysts because it may affect the supply or demand for money: the former through deposit service charges?
openaire   +1 more source

THE DETERMINANTS OF SUPPLY AND DEMAND FOR CERTIFICATES OF DEPOSIT*

The Journal of Finance, 1971
The purpose of this study is to isolate the supply and demand determinants of commercial bank certificates of deposit (CDs). In section I, models are developed to explain the supply price of both negotiable and nonnegotiable CDs, and single-equation regression results are presented.
openaire   +1 more source

A Model of Demand for Cash and Deposits

SSRN Electronic Journal, 2007
In a recent contribution, Bounie et al. (2007a) proposed a simple alternative payment decision rule based on a cash holding model (CH model) that showed more efficiency at replicating the observed data than standard transaction size based models (TS models) a la Whitesell (1989). In this paper, we provide an axiomatization for a class of CH models.
David Bounie, Nicolas Houy
openaire   +1 more source

The Supply and Demand for Federal Reserve Deposits

SSRN Electronic Journal, 1998
This paper argues that the following ingredients are necessary in order to draw causal inference from historical correlations: explication of the real-world mechanism that is supposed to have produced a proposed structural relation; the existence of a natural experiment through which the data were generated; and extensive statistical corroboration of ...
openaire   +2 more sources

Demand for Commercial Bank Production Workers and Administrators: Demand Deposit Operations

Journal of Money, Credit and Banking, 1976
A search of the recent literature turned up only a handful of studies dealing with factor demand. In [ 1 ] labor demand functions were derived from a Cobb-Douglas production model and estimated for various types of labor in commercial banks. In [2] a labor demand function was included as one of three structural equations in a labor market model for ...
Longbrake, William A, Merrill, H Douglas
openaire   +1 more source

Implicit interest on demand deposits

Journal of Monetary Economics, 1979
Abstract Traditionally, monetary theory assumes money bears zero interest. More recently, it has been recognized that banks implicitly pay interest through providing free services. In this paper, the implicit interest rate is estimated from two different sources.
openaire   +1 more source

The Ratio of Currency to Demand Deposits in the United States

The Journal of Finance, 1979
IN THE EARLY 1970s most economists were confident that received theory, in either a fiscalist or monetarist version, could adequately explain and forecast the demand for money, Goldfeld [14]. This belief was important because the money demand function is among the foundations of both the classical and Keynesian macro models in their traditional ...
Garcia, Gillian, Pak, Simon
openaire   +1 more source

Demand Deposits and Bank Monitoring

SSRN Electronic Journal, 2012
This paper provides a novel rationale for why banks combine lending and deposit taking. Contrary to existing work, it shows that demand deposits commit banks to monitoring even if deposit insurance is implemented. Investors with liquidity needs withdraw their deposits early and are not willing to re finance a bank.
openaire   +1 more source

Household Money Holdings and The Demand Deposit Rate

Journal of Money, Credit and Banking, 1972
A MAJOR CONCLUSION FROM RECENT empirical studiesl is that demand for money is inversely related to tlle interest rate. Interest rate variables contained in previous studies range over a variety of financial assets and include both shortand long-term rates.
Barro, Robert J, Santomero, Anthony J
openaire   +1 more source