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Banking Concentration: Implications for Systemic Risk and Safety Net Design [PDF]

open access: yes
This paper explores the impact of banking concentration on safety net design –in particular, deposit insurance– and on systemic risk. The paper focuses on a system characterized by high concentration and low total number of banks. Each issue is addressed
Rodrigo Cifuentes
core  

Does deposit insurance increase banking system stability ? An empirical investigation [PDF]

open access: yes
Based on evidence of 61 countries in 1980-97, the authors find that explicit deposit insurance tends to be detrimental to bank stability, the more so where bank interest rates are deregulated and the institutional environment is weak.
Demirguc-Kunt, Asli, Detragiache, Enrica
core  

Sustaining community self-help groups beyond donor support: lessons from a qualitative study of self-help groups, including persons affected by leprosy and disability in rural India. [PDF]

open access: yesBMJ Open
Darlong J   +9 more
europepmc   +1 more source

Depositinsurance around the globe : where does it work? [PDF]

open access: yes
Explicit deposit insurance has been spreading rapidly in recent years, even to countries not advanced in financial and institutional development. Economic theory indicates that deposit insurance design features interact--for good or ill--with country ...
Demirguc-Kunt, Asl', Kane, Edward J.
core  

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