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A Technical Approach to Deposit Guarantee Schemes
2017This chapter fits within the debate on deposit guarantee schemes in the European Union, currently under revision, investigating the changes proposed by directive 2014/49/EU of the European Parliament and the Council and regulated by the European Banking Authority. For Italian banks, new rules proposed by the European Banking Authority results in better
F. Arnaboldi
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Financial Capabilities of Deposit Guarantee Schemes
2017This chapter presents the effectiveness of potential deposit guarantee scheme interventions in their most common forms, namely, standard paybox deposit payout procedures for insolvent banks. Initially, two key deposit insurance agency effectiveness components, psychological and financial, were described.
J. Kerlin
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Empirical Investigation on Deposit Guarantee Schemes
2014This chapter first describes two models that rely on the use of accounting-based indicators to assess the risk profile of banks in European DGSs. The single indicator model uses only one indicator at a time to assess the risk-based components of the schemes.
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The Role of Deposit Guarantee Schemes (DGSS) in Resolution Financing
SSRN Electronic Journal, 2019Even though the primary function of deposit guarantee schemes (DGSs) is to serve as ‘paybox’ for bank depositors, provide protection to retail depositors, act as a buffer in the event of a banking crisis and contribute to safeguarding the stability of the banking system, DGSs’ financial means may also be used in order to contribute to the financing of ...
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Deposit Guarantee Schemes and Bank Crises: Some Considerations on Proportionality
European Company and Financial Law Review414 Depositor protection as an element of financial stability is the public policy objective of deposit guarantee schemes (DGSs). To that end DGSs contribute to the management of bank crises. Any such intervention needs be measured through the lens of proportionality, whose assessment depends on a ...
Cristiano Martinez
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The Role of Deposit Guarantee Schemes (DGSs) within the Crisis Management Framework
SSRN Electronic Journal, 2020The present study undertakes an overview of the role of deposit guarantee schemes (DGSs) within the banking crisis management framework. It is structured in four Section: Section 1 discusses the policy objectives of DGSs, namely the protection of depositors and the contribution to the stability of the banking system.
C. Gortsos
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