Results 211 to 220 of about 9,602,956 (245)

Deposit guarantee evaluation and incentives analysis in a mutual guarantee system

Journal of Banking and Finance, 2009
Abstract This paper analyzes how the deposit guarantee value affects the risk incentives in a mutual guarantee system. We liken the guarantee’s value to that of a European-style contingent claims portfolio. The main feature emerging from our model is that a mutual guarantee system would give banks an adverse incentive to increase riskiness.
Maria Elena De Giuli
exaly   +3 more sources

Bank Deposit Guarantee System in Poland

Eastern European Economics, 1997
In the legal systems of most European countries, the regulations defining the term "deposit of credit institution" are included in the Civil Code or in the Banking Law. In most cases, those regulations only indicate what sums of money can be described as deposits.
exaly   +2 more sources

New rules for calculating contributions to deposit guarantee schemes in Europe: an application to the Spanish banking system

Revista Espanola De Financiacion Y Contabilidad, 2016
This paper analyses the effects on the Spanish banking system of the new rules for calculating bank contributions to deposit guarantee schemes (DGSs) established by the European Directive dated 16 April 2014. Our sample represents over 90% of the covered deposits in Spain during the period from 2008 to 2014.
Antonio Partal Ureña   +2 more
exaly   +2 more sources

Improving the Lease Deposit Guarantee System to Stabilizer the Lease Market

KOREA REAL ESTATE INDUSTRY SOCIETY, 2023
Despite the expiry of the lease contract, cases where lessee fails to get back the deposit or lease deposits from the landlord on time are increasing every year despite the expiration of the contract period. In particular, when the housing market is in a recession, disputes between lessors and lessees over the return of deposits are increasing, making ...
openaire   +1 more source

The boundaries of the normative regulation of the system of guaranteeing deposits of individuals

Legal Ukraine, 2021
The purpose of the work is to determine the boundaries of regulatory regulation of the deposit guarantee system of individuals, the prospects for their changes, as well as the feasibility of the powers of the Fund. This legal consolidation allows us to conclude that the Fund is not a property management body (in particular, cash), so the existence of ...
openaire   +1 more source

Systems for Guaranteeing Bank Deposits [PDF]

open access: possibleKnowledge Horizons - Economics, 2013
The advent of the financial crisis and the latest event that occurred in Cyprus bring new light to how states intervene when commercial banks are facing the risk of bankruptcy. While until now institutions had a clear traditional role to protect depositors, currently there is a trend to transfer damage to companies and individuals that hold deposits.
openaire  

Improvement of Deposit Guarantee Schemes in Banking Systems [PDF]

open access: possibleKnowledge Horizons - Economics, 2013
An important instrument in the monitoring activity is represented by the guaranty system of the banking deposits. Improving this system will allow the attraction of financial means of the individuals and legal units towards the banking system, which will maximize the stability and liquidity of the banking system, on one side, and will contribute to the
openaire  

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