Results 101 to 110 of about 315,339 (308)

Asymmetric Information With Multiple Risks: The Case of the Chilean Private Health Insurance Market

open access: yesHealth Economics, EarlyView.
ABSTRACT We extend the Rothshild and Stiglitz (1976) model to two sources of risk –inpatient and outpatient risk– to better proxy real‐world health insurance markets. We uncover an interesting theoretical possibility: Take individuals A and B, who are low risks in, say, the inpatient dimension but A is riskier in the outpatient dimension.
Dolores de la Mata   +3 more
wiley   +1 more source

A guide to deposit insurance reform [PDF]

open access: yes
Deposit insurance was introduced in the United States during the Great Depression primarily to promote financial stability. Stability is enhanced because deposit insurance reduces the likelihood of a bank run.
Antoine Martin
core  

Disparities in Proton Radiation Utilization for HPV‐Associated Oropharyngeal Cancer Following TORS

open access: yesHead &Neck, EarlyView.
ABSTRACT Introduction Racial, socioeconomic, and geographic disparities in receipt of proton radiation have been reported. Whether disparities exist for oropharyngeal squamous cell carcinoma (OPSCC) is not well studied. Methods Patients with HPV‐associated OPSCC treated with transoral robotic surgery (TORS) and adjuvant radiation from 2016 to 2023 were
Jane Y. Tong   +4 more
wiley   +1 more source

Bank-specific determinants of explicit deposit insurance adoption: A global analysis

open access: yesEconomic Journal of Emerging Markets
Purpose — The adoption of explicit deposit insurance has increased significantly over the past two decades, yet there is limited evidence on how bank-specific factors influence this decision.
Khalil Ullah Mohammad   +3 more
doaj   +1 more source

Financial Literacy, Financial Development and Economic Growth

open access: yesInternational Journal of Finance &Economics, EarlyView.
ABSTRACT While significant progress has been made in exploring the importance of financial literacy, its impact on economic growth and financial development from a macroeconomic point of view remains thinly understood. This paper provides fresh evidence on the relationship between financial literacy, financial development and economic growth.
Spyridon Boikos   +2 more
wiley   +1 more source

Application of Artificial Intelligence in Justice: Current Trends and Future Prospects

open access: yesHuman-Centric Intelligent Systems
Background Modern digital technologies are actively being introduced into spheres of society, including justice. Electronic justice at the present stage of development of information technology has moved to a qualitatively new level.
Vasiliy A. Laptev   +1 more
doaj   +1 more source

Mutual deposit insurance [PDF]

open access: yes
Deposit ...
Stephen F. LeRoy
core  

How Does Vulnerability Framing by Microfinance Institutions Leverage Funding Success in Crowdfunding?

open access: yesInternational Journal of Finance &Economics, EarlyView.
ABSTRACT This study draws on framing theory to investigate how microfinance institutions (MFIs) strategically construct a vulnerability‐oriented organisational identity and how this framing influences their funding decisions during the pre‐campaign phase of prosocial crowdfunding.
Ana Paula Matias Gama   +3 more
wiley   +1 more source

The effect of deposit insurance on market discipline: Evidence from a natural experiment on deposit flows [PDF]

open access: yes
We explore how the introduction of explicit deposit insurance affects deposit flows into and out of banks of varying risk levels. Using evidence from a natural experiment in Russia, we employ a difference-in-difference estimator to isolate the change in ...
Karas, Alexei   +2 more
core  

Bank Income Smoothing, Societal Patriarchy and Policy Uncertainty

open access: yesInternational Journal of Finance &Economics, EarlyView.
ABSTRACT Using a sample of 745 banks from 26 OECD countries over the period 1997–2023, we investigate the moderating effects of societal patriarchy on bank income smoothing (IS), amidst policy uncertainty (PU). Results indicate that in periods of high PU, banks operating in highly patriarchal societies tend to curtail the use of loan loss provisions ...
Tanveer Ahsan   +4 more
wiley   +1 more source

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