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The importance of deposit insurance credibility [PDF]
Journal of Banking & Finance, 2020 Sovereigns usually back up their deposit insurance arrangements to lend them credibility. When the sovereign is in distress, the credibility of deposit insurance might be threatened, with detrimental effects to financial stability. We investigate the behavior of depositors during the euro area sovereign debt crisis to understand the importance of ...
Diana Bonfim, João A.C. Santos
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Acta EconomicaCredit activities of banks are significantly conditioned by the level of bank deposits as the main source of bank financing, especially for banks operating in underdeveloped financial markets. A notably significant part of the bank deposit base comprises
Gorana Krunić
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Perspectives of the financial stability protection and banking risk prevention [PDF]
Ekonomija: teorija i praksa, 2021 The deposit insurance system is the backbone of the protective mechanism of the financial security network, which enables the prevention of a "stampede" of depositors on banks in order to prevent a negative effect on the stability of the financial system.
Čavlin Miroslav +2 more
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Pricing of Deposit Insurance [PDF]
, 2008 The author aims to provide guidelines for the pricing of deposit insurance in different countries. He presents several methodologies that can be used to set benchmarks for the pricing level of deposit insurance in a country, and quantifies how specific design features affect the cost of deposit insurance.
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DEPOSIT INSURANCE AND EXTERNAL FINANCE [PDF]
Economic Inquiry, 2005 In this article we examine one potential explanation for the cross‐country differences in the importance of banks and capital market financing of investment. We provide both an equilibrium model predicting and empirical evidence showing that countries with explicit deposit insurance and a high degree of state‐owned bank assets have smaller equity ...
Stephen G. Cecchetti, Stefan Krause
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Assessing the cost of Iran deposit insurance (Iran) [PDF]
مدلسازی اقتصادسنجی, 2017 Considering the role and importance of the banking system in the economic growth and development of countries, attention to the stability of the banking system has an undeniable role in economic stability.
hossein amiri
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THE UNIVERSAL INFORMATION TECHNOLOGY MODEL FOR DEPOSIT INSURANCE PAYOUTS
Ekonomika, 2014 . The basic function of all deposit insurance schemes is to pay deposit insurance payouts to depositors promptly for the losses they otherwise would suffer in the event of an insured financial institution’s closure.
Raimundas Žilinskas, Rimvydas Skyrius
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Deposit insurance as a measure to prevent or mitigate the effects of systemic crises [PDF]
Ekonomski Pogledi, 2013 The deposit guarantee system is very important for the maintenance of public confidence in the banking sector, in particular for his role compensation to depositors in case of bank failure, thus avoiding pressure on the solid banks depositors.
Čizmović Mirjana
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Risky Collateral and Deposit Insurance [PDF]
Topics in Macroeconomics, 2000 Abstract This paper provides a new rationalization for deposit insurance and systemic disintermediations. I consider an environment in which borrowers face no penalty for failing to repay obligations except the loss of their collateral. I assume that this collateral has aggregate risk.
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Safety Net Design and Systemic Risk: New Empirical Evidence [PDF]
, 2005 Recent econometric evidence has noticeably changed views on the desirability and the appropriate design of explicit Deposit Insurance Schemes (DIS). The purpose of this paper is to take a second look at the data. After surveying recent empirical work and
Klüh, Ulrich
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