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Risk Adjusted Deposit Insurance for Japanese Banks [PDF]
The purpose of this paper is to evaluate the Japanese deposit insurance scheme by contrasting the flat insurance rate with a market-determined risk-adjusted rate. The model used to calculate the risk-adjusted rate is that of Ronn and Verrna (1986) .
Bohyong Kang +2 more
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Financial Literacy, Financial Development and Economic Growth
International Journal of Finance &Economics, EarlyView.ABSTRACT While significant progress has been made in exploring the importance of financial literacy, its impact on economic growth and financial development from a macroeconomic point of view remains thinly understood. This paper provides fresh evidence on the relationship between financial literacy, financial development and economic growth.
Spyridon Boikos +2 more
wiley +1 more source
International Journal of Finance &Economics, EarlyView.ABSTRACT This study draws on framing theory to investigate how microfinance institutions (MFIs) strategically construct a vulnerability‐oriented organisational identity and how this framing influences their funding decisions during the pre‐campaign phase of prosocial crowdfunding.
Ana Paula Matias Gama +3 more
wiley +1 more source
Shadow Banking – Developments in Times of Financial Crisis [PDF]
Ovidius University Annals: Economic Sciences Series, 2016 “Shadow Banking” phenomenon discussed in this paper aims at revealing trends in thefinancial industry, providing a view upon the shift of classic banking activities towards a process ofactivities fragmentation via non-bank financial entities that resort ...
Bogdan Munteanu
doaj
Banking Concentration: Implications for Systemic Risk and Safety Net Design [PDF]
This paper explores the impact of banking concentration on safety net design –in particular, deposit insurance– and on systemic risk. The paper focuses on a system characterized by high concentration and low total number of banks. Each issue is addressed
Rodrigo Cifuentes
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Bank Income Smoothing, Societal Patriarchy and Policy Uncertainty
International Journal of Finance &Economics, EarlyView.ABSTRACT Using a sample of 745 banks from 26 OECD countries over the period 1997–2023, we investigate the moderating effects of societal patriarchy on bank income smoothing (IS), amidst policy uncertainty (PU). Results indicate that in periods of high PU, banks operating in highly patriarchal societies tend to curtail the use of loan loss provisions ...
Tanveer Ahsan +4 more
wiley +1 more source
ROLE OF DEPOSIT INSURANCE IN ORDER TO OVERCOME THE BANKING CRISIS
Acta Economica, 2010 Any economic and banking crisis in the world has generated a deep and long-term disorders system or nonsystem characters at the core of a certain economic and banking system.
Драгана Башић, PhD
doaj
Deposit Insurance and the Composition of Bank Suspensions in Developing Economies: Lessons from the State Deposit Insurance Experiments of the 1920S [PDF]
Eight states established deposit insurance systems between 1908 and 1917. All abandoned the systems between 1921 and 1930. Scholars debate the costs and benefits of these policy experiments.
Ching-Yi Chung, Gary Richardson
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Does Digital Banking Promote Remittance Receipts? Evidence From Developing Countries
International Journal of Finance &Economics, EarlyView.ABSTRACT In the realm of technological advancement, like many sectors, the financial sector swiftly embraced digital transformation to help facilitate financial transactions, especially remittance receipts. The digitalisation of the banking sector has made transfers and access to funds quite easier, faster, and more economical by reducing transaction ...
Syed Ali Abbas +2 more
wiley +1 more source
Which banks choose deposit insurance? Evidence of adverse and moral hazard in a voluntary insurance system [PDF]
The sharp increase in depository institution failures in recent years has drawn attention to the moral hazard created by under-priced deposit insurance.
David C. Wheelock, Subal C. Kumbhaker
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