Results 101 to 110 of about 276,808 (294)
Deposit insurance and banking reform in Russia [PDF]
The objective of this paper is not to review the pros and cons of deposit insurance systems, but to focus, rather narrowly, on the recent adoption of a deposit insurance system (DIS) in Russia, the rationale offered, and the potential impact it might ...
Camara, Modibo K. +1 more
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Asymmetric Information With Multiple Risks: The Case of the Chilean Private Health Insurance Market
Health Economics, EarlyView.ABSTRACT We extend the Rothshild and Stiglitz (1976) model to two sources of risk –inpatient and outpatient risk– to better proxy real‐world health insurance markets. We uncover an interesting theoretical possibility: Take individuals A and B, who are low risks in, say, the inpatient dimension but A is riskier in the outpatient dimension.
Dolores de la Mata +3 more
wiley +1 more source
Which banks choose deposit insurance? Evidence of adverse and moral hazard in a voluntary insurance system [PDF]
The sharp increase in depository institution failures in recent years has drawn attention to the moral hazard created by under-priced deposit insurance.
David C. Wheelock, Subal C. Kumbhaker
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Human Resource Management, EarlyView.ABSTRACT The aging workforce demands evidence‐based human resource practices that lengthen working lives. Building on the Conservation of Resources theory (Hobfoll 1989), we investigate which organizational practices are indispensable for expanding older workers' occupational future time perspective (OFTP)—people's perceived opportunities and remaining
Eduardo Oliveira +11 more
wiley +1 more source
Appraising the regulatory framework of the new South African Deposit Insurance System
De JureSouth Africa has recently established its first deposit insurance body, the Corporation for Deposit Insurance (the Corporation), as part of the Twin Peaks regulatory reforms following the 2008/09 Global Financial Crisis (Crisis).
Matsietso Agnes Matasane
doaj
The Review of Corporate Finance Studies, 2019 Abstract I use the introduction of deposit insurance in eight U.S. states in the early twentieth-century to study the effects of deposit insurance on the banking system. Using a triple difference approach exploiting regulatory differences between national and state banks and between states, I find that insured banks experienced higher ...
openaire +2 more sources
The transparency of the banking industry and the efficiency of information-based bank runs [PDF]
In this paper, we investigate the relationship between the transparency of banks and the fragility of the banking system. We show that information-based bank runs may be inefficient because the deposit con-tract designed to provide liquidity induces ...
Chen, Yehning, Hasan, Iftekhar
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Financial Literacy, Financial Development and Economic Growth
International Journal of Finance &Economics, EarlyView.ABSTRACT While significant progress has been made in exploring the importance of financial literacy, its impact on economic growth and financial development from a macroeconomic point of view remains thinly understood. This paper provides fresh evidence on the relationship between financial literacy, financial development and economic growth.
Spyridon Boikos +2 more
wiley +1 more source
International Journal of Finance &Economics, EarlyView.ABSTRACT This study draws on framing theory to investigate how microfinance institutions (MFIs) strategically construct a vulnerability‐oriented organisational identity and how this framing influences their funding decisions during the pre‐campaign phase of prosocial crowdfunding.
Ana Paula Matias Gama +3 more
wiley +1 more source
Regulation and bank failures: new evidence from the agricultural collapse of the 1920's [PDF]
This article examines the contribution of government policies to the high number of bank failures in the United States during the l920s. I consider the state of Kansas, which had a system of voluntary deposit insurance and where branch banking was ...
David C. Wheelock
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