Deposit insurance plays an important role in protecting depositors, ensuring that their assets are secure even when banking failures occur. Japan started its deposit insurance system in 1971 in order to protect depositors against financial turmoil and increase their sense of security.
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European deposit insurance systems in the time of crisis [PDF]
Deposit insurance system was primarely created to protect depositors and their deposits. It creates depositors confidence in the banking system, thus preventing depositor panic and bank run of bank deposits especially in the time of crisis. Since most depositors do not possess adequate knowledge and professional experience, which is necessary to ...
Suljić Nikolaj, Stella +2 more
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Does Digital Banking Promote Remittance Receipts? Evidence From Developing Countries
ABSTRACT In the realm of technological advancement, like many sectors, the financial sector swiftly embraced digital transformation to help facilitate financial transactions, especially remittance receipts. The digitalisation of the banking sector has made transfers and access to funds quite easier, faster, and more economical by reducing transaction ...
Syed Ali Abbas +2 more
wiley +1 more source
Bank deposit insurance and business cycles: controlling the volatility of risk-based premiums [PDF]
Proposals to make deposit insurance risk-based need to consider how premiums would fluctuate over the business cycle. This paper derives a new deposit insurance contract that has the following three features: 1) it is fairly priced in the sense that the ...
George G. Pennacchi
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What is the Deposit Insurance System (DIS)? [PDF]
Overview of the PIDM Deposit Insurance ...
Malaysia: Perbadanan Insurans Deposit Malaysia (PIDM)
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Functioning Peculiarities of the Deposit Insurance System in the USA
The article analyzes the current state of the deposit insurance system of the United States and identifies the goals, objectives and key features of its operation. It describes the historical features of the system creation and building and its development in the post-crisis period during the recovery of the global financial markets.
Dubyna Maksym V. +2 more
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Obstetrics and gynecology devices designed for low‐ and middle‐income countries: A narrative review
Abstract There are many barriers contributing to poor health outcomes for women in low‐ and middle‐income countries (LMICs), one of which is the lack of necessary medical devices. Presently, the development of various kinds of devices intended to improve women's health outcomes specifically in LMICs remains underrepresented in the literature; therefore,
Dhanalakshmi Thiyagarajan +2 more
wiley +1 more source
Deposit Insurance and Depositor Discipline: Direct Evidence on Bank Switching Behavior in Japan [PDF]
As Japan's financial system moves toward a more market oriented one, depositor discipline is expected to play a larger role in the monitoring of the country's banks.
Noriko Inakura +2 more
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Warm‐wet transition restructures arid lake microbiomes and functional potential
This study summarizes how a long‐term warm‐dry to warm‐wet transition restructures microbiomes and functional potential in Lake Bosten, an arid lake in northwestern China. Warm‐wet hydroclimatic change increased water level and hydrological connectivity, while decreasing salinity and total nitrogen.
Zhen Shen +8 more
wiley +1 more source
Banking without deposit insurance or bank panics: lessons from a model of the U.S. national banking system [PDF]
Deposit insurance ; Banks and banking ...
V.V. Chari
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