Results 291 to 300 of about 6,081,509 (336)

Deposit market deregulation, implicit deposit rates, and monetary policy

Atlantic Economic Journal, 1988
Previous analyses of the economic effects of deposit market deregulation generally have treated the gradual elimination of deposit rate ceilings and the effective removal of barriers to bank competition for deposits as separate issues. The key implication of the analysis utilized in this paper is that there are important interactions between these two ...
exaly   +2 more sources

What determines passthrough of policy rates to deposit rates in the euro area?

FEDS Notes, 2023
Interest rates on bank deposits are sticky and move only sluggishly following changes in central bank policy rates. As deposits are typically the largest share of bank liabilities, deposit rate stickiness plays a key role for bank funding costs and ...
Todd Messer, Friederike Niepmann
semanticscholar   +1 more source

Deposit Convexity, Monetary Policy and Financial Stability

Federal Reserve Bank of Dallas, Working Papers, 2023
In principle, bank deposits can be withdrawn on demand. In practice, depositors tend to maintain stable balances for long periods, allowing banks to fund long-dated assets. Nevertheless, the cost of deposit funding influences banks’ capacity for maturity
E. Greenwald, Sam Schulhofer-Wohl, Joshua Younger   +2 more
semanticscholar   +1 more source

Imperfect pass-through to deposit rates and monetary policy transmission

Social Science Research Network, 2021
I document three salient features of the transmission of monetary policy shocks: imperfect pass-through to deposit rates, impact on credit spreads, and substitution between deposits and other bank liabilities.
Alberto Polo
semanticscholar   +1 more source

Deposit Ceilings and Monetary Policy

The Review of Economics and Statistics, 1973
SINCE 1966, the Federal Reserve Board has experimented with the use of Regulation Q, the regulation which specifies the maximum interest rates banks are permitted to pay on time and savings deposits, as an active tool of monetary policy. Since September 1966, the Federal Home Loan Bank Board has been empowered to impose ceilings, on savings and loan ...
Benavie, Arthur, Poindexter, J Carl, Jr
openaire   +1 more source

Overcoming the loan-to-deposit ratio by a financial intermediation measure — A perspective instrument of financial stability policy

, 2021
In cognizance of the role that the traditional loan-to-deposit (LTD) ratio fulfils for financial stability policy, the paper proposes extending this metric of liquidity and funding towards measuring attainment in financial intermediation.
M. Boďa, Emília Zimková
semanticscholar   +1 more source

DEPOSITS AND DEPOSIT POLICY OF BANKS IN CONDITIONS OF FINANCIAL INSTABILITY

Экономика и предпринимательство, 2023
Статья посвящена проблемам привлечения вкладов населения в условиях закрытия внешних источников финансирования банковского сектора. Исследуются вопросы развития депозитных продуктов банков, динамика остатков по вкладам, структура привлеченных ресурсов населения по срокам.
openaire   +1 more source

Sticky Deposit Rates and Allocative Effects of Monetary Policy

Social Science Research Network, 2020
This paper documents that monetary policy affects credit supply through banks’ cost of funding. Using administrative credit-registry and regulatory bank data, we find that banks can incur an increase in their funding costs of at least 30 basis points ...
Anne Duquerroy, Adrien Matray, Farzad Saidi   +2 more
semanticscholar   +1 more source

The deposit policy of commercial banks in Uzbekistan and the factors for enhancing its effectiveness

International Journal of Accounting and Management Information Systems
Purpose: This study aims to examine the deposit policy of commercial banks in Uzbekistan within the framework of the 2020–2025 banking system reform strategy.
Komilova Mukammal Shavkatovna
semanticscholar   +1 more source

DEPOSIT COSTS AND BANK PORTFOLIO POLICY

The Journal of Finance, 1973
DURING the ten-year period 1961 through 1970, commercial banks actively competed for time and savings deposits which became an increasing share of total bank deposits. Time deposit growth was facilitated by a number of upward adjustments in interest ceilings. Interest paid on time deposits became an increasing share of bank costs, and the interest cost
openaire   +1 more source