Results 61 to 70 of about 336,838 (293)

DEVELOPMENT OF DIGITAL SALES CHANNELS OF BANKING PRODUCTS AND SERVICES

open access: yesСоціальна економіка
The article examines the main stages of the development of digital channels for the sale of banking products and services. In particular, such stages as traditional banking, development of digital channels, multi-channel service and dominance of digital ...
Dmitro Mangushev   +2 more
doaj   +1 more source

Putting the ‘digital’ in Digital Intermediaries: the role of technical infrastructure in building business models [PDF]

open access: yes, 2014
Digital Technology Innovation and Financial Business Practices The UK economy has a huge dependence on financial services, and this is increasingly based on digital platforms.
Ferreira, J   +3 more
core  

Will Central Bank Digital Currency Disintermediate Banks?

open access: yes, 2023
We estimate a dynamic banking model to quantify the impact of a central bank digital currency (CBDC) on the banking system. Our counterfactuals show that a one-dollar introduction of CBDC replaces bank deposits by around 80 cents on the margin. Bank lending falls by one-fourth of the drop in deposits because banks partially replace lost deposits with ...
Whited, Toni Marion   +2 more
openaire   +2 more sources

PSD2 influence on digital banking transformation: Banks' perspective [PDF]

open access: yesJournal of Process Management. New Technologies, 2020
The European Union government has forced banks to open and make their customer information accessible with their permission, for other players in the financial market to use and take part of that business, in order to make the banking industry more innovative, stimulate new ideas in the payments market and better regulate existing legal frameworks for ...
openaire   +2 more sources

A Tri‐Culture Heart‐on‐a‐Chip Platform With iPSC‐Derived Cardiac Cells for Predictive Cardiotoxicity Testing

open access: yesAdvanced Healthcare Materials, EarlyView.
This study presents the first entirely isogenic heart‐on‐chip, unifying cardiomyocytes, fibroblasts, and endothelial cells from a single iPSC source. The platform reveals a critical biological insight: the endothelium actively shields cardiac tissue from drug‐induced toxicity, challenging the predictive accuracy of conventional, avascular models for ...
Karine Tadevosyan   +12 more
wiley   +1 more source

Conductive Hydrogels for Exogenous Sensing and Cell Fate Control

open access: yesAdvanced Materials, EarlyView.
We engineer electrically conductive hydrogels by combining sulfated glycosaminoglycans with semiconducting polymers. These hydrogels bind bioactive proteins, including growth factors, whose release or retention can be modulated by low‐voltage stimulation. The hydrogels are also integrated as 3D channels in organic electrochemical transistors as part of
Teuku Fawzul Akbar   +15 more
wiley   +1 more source

THE ISLAMIC BANKING CUSTOMERS’ INTENTION TO USE DIGITAL BANKING SERVICES: AN INDONESIAN STUDY

open access: yesJournal of Islamic Monetary Economics and Finance, 2023
This study examines factors that influence Indonesian Islamic banking customers’ behavioral intention to utilize digital banking services using the Unified Theory of Acceptance and Use of Technology (UTAUT 2).
Darwis Harahap   +2 more
doaj   +1 more source

The Impact of IT on the Banking Productivity [PDF]

open access: yes, 2014
There has been much debate on whether the investment in Information Technology provides improvements in productivity and business efficiency of banks and, weather the usage of the opportunities of Digital Technologies to better serve customers and ...
Jevtić, Boris   +2 more
core  

Structuring information work: Ferranti and Martins Bank, 1952-1968 [PDF]

open access: yes, 2012
The adoption of large-scale computers by the British retail banks in the 1960s required a first-time dislocation of customer accounting from its confines in the branches, where it had been dealt with by paper-based and mechanized information systems, to ...
Martin, I
core   +1 more source

Analisis Komparatif Bank Digital dengan Bank Semi-Digital

open access: yesJurnal Ekonomi
The research is to examine the differences between digital banks and semi-digital banks in order to determine which type of bank is superior, as an evaluation of the implications of adopting a digital banking model as a necessity or merely an option. The research population includes commercial banks listed on the Indonesia Stock Exchange (IDX), with a ...
null Tutut Dwi Andayani   +1 more
openaire   +1 more source

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