Results 61 to 70 of about 12,424 (262)

The Contribution of Digital Credit Uprising on Banking Performance in Tanzania: A Case of NMB Agency in Dodoma City [PDF]

International Journal of Management, Accounting and Economics
As digital technology continues transforming the banking sector, the digital credit revolution is also becoming attractive in Africa and worldwide. Digital credit is a service that provides instant short-term loans offered via mobile money, especially in
Josephine Churk, Winfrida Sayi
doaj   +1 more source

Will Central Bank Digital Currency Disintermediate Banks?

, 2023
We estimate a dynamic banking model to quantify the impact of a central bank digital currency (CBDC) on the banking system. Our counterfactuals show that a one-dollar introduction of CBDC replaces bank deposits by around 80 cents on the margin. Bank lending falls by one-fourth of the drop in deposits because banks partially replace lost deposits with ...
Whited, Toni Marion, Wu, Yufeng, Xiao, Kairong   +2 more
openaire   +2 more sources

A 3D Human Bone and Bone Marrow‐on‐a‐Chip Model for In Vitro Bone Remodeling and Immune Cell Maintenance

Advanced Science, EarlyView.
This study presents a human Bone (and Bone Marrow)‐on‐a‐Chip model based on native human bone scaffolds and autologous cells. Dynamic perfusion and sequential cell seeding replicate the physiological bone remodeling process in vitro, enabling the long‐term culture of functional, mature bone marrow immune subpopulations.
Nina Stelzer, Melanie‐Jasmin Ort, Kristian Händler, Emely Bortel, Ioanna Maria Dimitriou, Martin Textor, Georg N. Duda, Janosch Schoon, Uwe Marx, Uwe Kornak, Annika Winter, Bernhard Hesse, Stefanie Donner, Sebastian Hardt, Oliver Klein, Simon Reinke, Malte Spielmann, Sven Geißler   +17 more
wiley   +1 more source

Photonic‐Enabled Energy‐Efficient Transparent Neuromorphic Computing Devices: A Review

Advanced Science, EarlyView.
Transparent photonic neuromorphic computing devices merge optics and brain‐inspired computing to overcome von Neumann bottlenecks with ultrafast, low‐energy processing. By exploiting transparent oxides, 2D materials, phase‐change materials, and hybrid heterostructures, these platforms enable photonic synapses, memory, and logic for see‐through edge ...
Shuvaraj Ghosh, Ki‐bum Lee, Junghyeon Lee, Seunghee Cho, Malkeshkumar Patel, Hangfei Li, Yu Wen, Ye Zhou, Joondong Kim   +8 more
wiley   +1 more source

DIGITAL TRANSFORMATION AND THE BANKING MARKET: FRIEND OR FOE? A COUNTRY-LEVEL STUDY

Journal of Central Banking Law and Institutions
Countries’ digital transformation continues and yet the impact on the banking sector is unknown. This uncertainty might become even worse if banks start to compete among themselves to get ahead of digital lending and payment platforms.
Noureen A. Khan, Mudeer Ahmed Khattak
doaj   +1 more source

SDM Digital: Strategi Tranformasi Bank Menjadi Bank Digital

JURNAL ADMINISTRASI KANTOR, 2021
Abstrak: Disrupsi pada semua lapisan industri termasuk industri jasa keuangan membuat petinggi perusahaan untuk beradaptasi dengan trend teknologi yang ada. Disrupsi digital memaksa transformasi mutlak harus dilakukan, suka atau tidak suka. Realitas ini mengakibatkan perbankan dan industri asuransi perusahaan berada di bawah tekanan untuk mengatasi ...
Hartono, Budi, Atmaja, Hanung Eka
openaire   +1 more source

The Changing Landscape of Retail Banking and the Future of Digital Banking [PDF]

, 2022
The emergence of new technologies and players, along with a favorable regulatory framework (PSD2 Directive) are changing the European banking industry, in particular. New services and new customer’s experiences are also changing the way individuals interact to satisfy their financial needs.
openaire   +2 more sources

A Periosteum‐Inspired Janus Piezoelectric Scaffold Using Bioenergetic‐Driven H‐Type Vascularization for Diabetic Bone Regeneration

Advanced Science, EarlyView.
A periosteum‐inspired Janus piezoelectric scaffold converts micromechanical forces into electrical signals and synergizes with controlled resveratrol release. This dual action reprograms endothelial metabolism, drives H‑type vessel formation, and restores bone–vessel coupling in diabetic bone defects.
Kai Wang, Kai Jiang
wiley   +1 more source

Stabilizing the national banking system through digital financial inclusion, creative innovations, and green finance in low-financially developed economies

Journal of Open Innovation: Technology, Market and Complexity
This paper investigates the effect of digital financial inclusion, creative innovations, and green finance on the stability of the national banking system in twenty-nine low-financially developed economies spanning the period 2011–2021.
Giang Thi Huong Vuong, Walid Barky, Manh Huu Nguyen   +2 more
doaj   +1 more source

bKash vs. Bank-led Option: Factors Influencing Customer’s Preferences – Does it Warrant Voluntary-Insurance-Policy for Rapid-growth Digital-banking in Bangladesh-economy?

Journal of Banking and Financial Economics, 2020
In today’s technology-driven world-economy, banking-services have been modernized where customers compete for comparative time-saving-options. Bangladesh, a developing country, is no exception.
Akim M. Rahman
doaj   +1 more source