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SSRN Electronic Journal, 2018
Digital currency created by the private sector, such as bitcoin, is designed to have a determined supply and enable payments with the premise of competing with and supplanting central bank fiat money and the banking system. Central banks are developing fiat public digital currency and banks are innovating in response.
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Digital currency created by the private sector, such as bitcoin, is designed to have a determined supply and enable payments with the premise of competing with and supplanting central bank fiat money and the banking system. Central banks are developing fiat public digital currency and banks are innovating in response.
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2014
HYIP Ponzi schemes helped build the digital currency industry. E-gold and other online methods of payment became popular with HYIP schemes. Many factors, such as the growth of independent exchange agents, helped to boost the usage and popularity of e-gold and digital currency.
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HYIP Ponzi schemes helped build the digital currency industry. E-gold and other online methods of payment became popular with HYIP schemes. Many factors, such as the growth of independent exchange agents, helped to boost the usage and popularity of e-gold and digital currency.
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In an era characterized by rapid digitalization and technological advancement, the global financial landscape is undergoing a transformative shift, with the central bank digital currency (CBDC) emerging as a ground-breaking innovation. CBDC are a digital form of sovereign currency issued by a country's central bank, designed to complement traditional ...
Andrea Civelli +3 more
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Andrea Civelli +3 more
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2019
Digital currency is one of the fastest growing areas in today’s financial environment. Despite its remarkably successful journey, it is not free from risk. These may arise in the form of technological catastrophe such as hacks, or manifest as technical failures, regulatory weakness, inadequate operational mechanisms, malpractice or lack of market ...
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Digital currency is one of the fastest growing areas in today’s financial environment. Despite its remarkably successful journey, it is not free from risk. These may arise in the form of technological catastrophe such as hacks, or manifest as technical failures, regulatory weakness, inadequate operational mechanisms, malpractice or lack of market ...
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2014
Successful commercial digital currency systems serve different groups of users. Popular systems are used by people in areas of the world lacking in traditional bank products and services. In countries or regions of the world with large non-bank populations, digital currency offers critical services and benefits for local users.
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Successful commercial digital currency systems serve different groups of users. Popular systems are used by people in areas of the world lacking in traditional bank products and services. In countries or regions of the world with large non-bank populations, digital currency offers critical services and benefits for local users.
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The digital currency phenomenon
2014The rise of the internet as a global communication platform opened new possibilities of communication, and fundamentally changed the way people interact. In that regard, one of the most interesting developments is the rise of digital currencies, a fairly new phenomenon that promises to revolutionize the way we think about finance.
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