Results 81 to 90 of about 38,410,861 (195)

The combined role of FinTech innovation and financial literacy in sustainable financial inclusion in Nigeria [PDF]

open access: yes
Financial inclusion remains a critical challenge in Nigeria, particularly in rural areas where access to financial services and financial literacy levels are significantly low.
Luo, Xiaojun   +2 more
core   +1 more source

Semantic Modeling in Materials Science and Engineering With Platform MaterialDigital Core Ontology 3.0

open access: yesAdvanced Engineering Materials, EarlyView.
The community‐driven Platform MaterialDigital Core Ontology (PMDco) 3.0 is introduced as a Basic Formal Ontology‐aligned semantic backbone for the processing–structure–properties paradigm in Materials Science and Engineering. Modular engineering, automated releases, and validation workflows are highlighted and key semantic patterns for materials ...
Markus Schilling   +15 more
wiley   +1 more source

Model‐Guided Design of Paper Membrane Architectures for Controlled Flow and Enhanced Diagnostic Sensitivity

open access: yesAdvanced Engineering Materials, EarlyView.
Geometrical modifications on nitrocellulose membranes can result in observable differences in signal intensity relative to a reference membrane (top and bottom left). Using two reference experiments, we have developed a theoretical model that can reproduce the experimentally observed flow changes and provide information on membrane parameters, e.g ...
Maria Dimaki   +2 more
wiley   +1 more source

A Novel Approach to Estimate the Transition Temperature via Dynamic Nanoindentation

open access: yesAdvanced Engineering Materials, EarlyView.
A new dynamic nanoindentation‐based method was developed that uses the stiffness ratio as an indicator of the elastic–plastic deformation contributions at different temperatures. The approach successfully identified transition temperatures in ferritic steel and distinguished them from continuously ductile austenitic steel.
Stefan Zeiler   +4 more
wiley   +1 more source

Digital payments as an indicator of financial inclusion in Euro Area countries [PDF]

open access: yes
The process of digitisation in the financial sector is developing through the systematic introduction of computer systems, the establishment of Internet connectivity and the use and ownership of various information and communication devices.
Petrikova, Tamara   +2 more
core   +1 more source

Supporting AI Readiness Through Digital Workflows in Materials Science

open access: yesAdvanced Engineering Materials, EarlyView.
Digitalization drives innovation in materials science by connecting data silos and turning heterogeneous processes into reusable research pipelines. Across 13 MaterialDigital projects, digital workflows reveal complementary pathways toward AI‐ready materials research, founded on structured data, persistent artifacts, executable orchestration, and ...
Marian Bruns   +67 more
wiley   +1 more source

Digital financial inclusion and urban-rural disparities

open access: yesInternational Review of Economics & Finance
This study explores whether digital financial inclusion acts as an equalizer or a divider in reducing China's urban–rural economic disparities. Using provincial panel data from 2011 to 2022, we employ multiple empirical methods to investigate the ...
Zhenzhen Huang   +3 more
doaj   +1 more source

Self‐Sintering Ionogel Binder for Flexible, Recyclable, and Healable Printed Giant Magnetoresistive Sensors

open access: yesAdvanced Functional Materials, EarlyView.
ABSTRACT Electronic waste has emerged as a major environmental challenge, driven by the massive consumption and a limited lifetime of modern electronic devices, stimulating the development of sustainable electronics. Here, an all‐biomaterial gelatin‐choline‐citric acid ([Ch][CA]) ionogel is developed as an active binder to realize self‐sintered ...
Lin Guo   +10 more
wiley   +1 more source

Digital financial inclusion and the livelihood vulnerability of rural households: evidence from China

open access: yesFrontiers in Sustainable Food Systems
IntroductionThis paper examines the effect of digital financial inclusion on rural households’ livelihood vulnerability in China. It focuses on whether digital financial inclusion can reduce livelihood vulnerability and how this effect varies across ...
Shuangming Wang   +4 more
doaj   +1 more source

Investigating the impact of Digital Financial Inclusion on Financial Risk Management: Evidence from Egyptian Banking Sector from 2014 to 2023 [PDF]

open access: yesالمجلة العلمية للدراسات والبحوث المالية والتجارية
        This research aims to inspect the impact of digital financial inclusion on financial risk management in light of financial stability in the Egyptian banking sector.
منى علي خليل
doaj   +1 more source

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