Results 211 to 220 of about 69,468 (260)

Digitization of Retail Payment

SSRN Electronic Journal, 2010
The rapid proliferation of electronic payment media continues to change the way consumers shop and merchants sell goods and services. Many policymakers and economists agree that the digitization of payments is socially beneficial. However, there is considerable debate regarding the optimal pricing of these payment services.
Wilko Bolt, Sujit Chakravorti
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Digital Payments

Oxford Review of Economic Policy
AbstractDespite the rapid growth in digital payments (DP) adoption and its positive socio-economic impacts in low-income countries, a large portion of the population remains disconnected from DP. At the same time, usage of DP conditional on adoption is low, highlighting the unexplored potential for financial inclusion and economic advancement.
Varun Kesavan, Srinivasan K. Sakthi
openaire   +2 more sources

The Liquidity Premium of Digital Payment Vehicle

Management Science, 2022
Do digital payment technologies generate liquidity premia like cash and Treasury? We provide an estimate in the context of the world’s largest digital payment platform, Alipay. Our empirical strategy exploits the variation in the timing of the introduction of money market funds that users on this platform can hold and use for digital transactions.
Zefeng Chen, Zhengyang Jiang
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Digital certificates and payment systems

Information Security Technical Report, 1998
Abstract This article provides a brief overview of the kinds of digital certificates that are used in some electronic payment systems; namely S.W.I.F.T., CHAPS, EMV and SET. These electronic payment systems use public key certificates to protect the integrity and confidentiality of payment and key management messages.
openaire   +1 more source

Unlocking the payment experience: Future imaginaries in the case of digital payments

New Media & Society, 2021
This article explores sociotechnical imaginaries of digital payments. Drawing on a decade of reports from industry consultants, the analysis of stories on digital payments identifies three sociotechnical imaginaries that shape the banking and payment industry: data monetization, the growth of digital payments, and the payment experience.
openaire   +1 more source

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