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Digital Payment Systems

2014
This chapter presents an overview of payment systems, discusses B2C and B2B digital payment systems, addresses mobile payment systems, highlights success factors and challenges/issues of digital payment systems, and suggests some emerging trends and future directions of digital payment systems.
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Digital Payment Issues

Communications of the ACM
Problems with digital payment systems have the potential to seriously disrupt otherwise seamless transactions.
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Digital Payments: An Indian Perspective

2021
The purpose of this paper is to explore the trends in digital payments across the globe, the Digital India initiative which ultimately led to the rise of digital payments in India, different modes of payments made available to the citizens to facilitate safe, secure and quick payments, and to document how the selected smart cities in the country have ...
Gayatri Doctor, Shravan Engineer
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Digital Transformation in Payments

2017
All main fundamental functions played by the global financial system are potentially ripe for disruption. A disruption mostly introduced by digital innovation, but not only, as a full spectrum of technological changes are happening across multiple fields and converging into a new future steady state that is difficult to predict.
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Impact of Digital Payment Factors on Users of the GoPay Digital Payment Platform

Journal of Corporate Finance Management and Banking System
This research aims to analyze impact of digital payment factors on users of the GoPay digital payment platform. This research is included in the type of quantitative research. The population in the study is users of the GoPay digital payment platform. Because the exact number of users of the GoPay digital payment platform is unknown, a saturated sample
Teguh Prakoso   +4 more
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Digital certificates and payment systems

Information Security Technical Report, 1998
Abstract This article provides a brief overview of the kinds of digital certificates that are used in some electronic payment systems; namely S.W.I.F.T., CHAPS, EMV and SET. These electronic payment systems use public key certificates to protect the integrity and confidentiality of payment and key management messages.
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Impact of Digital Payments on Consumer Spending Habits on Online Payments

International Journal of Research Publication and Reviews
The increasing adoption of online payment systems has revolutionized financial transactions and reshaped consumer spending behavior. With the advent of digital wallets, UPI, internet banking, and mobile payment applications, consumers are experiencing greater convenience, speed, and security in their day-to-day transactions.
Bhavana N, Sivakanni
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Digital Payment Analisis Kendala Implementasi Marketplace Pemerintah dan Digital Payment Dalam Pemberdayaan UMKM

ILTIZAM Journal of Shariah Economics Research, 2021
The government has launched the Government Marketplace and digital Payment with the main objective of encouraging efficiency, effectiveness, transparency and accountability of state spending, as well as empowering vendors, most of whom are MSMEs. Here the government integrates the working unit of APBN users, MSMEs as providers of goods/services, and ...
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Blockchain, Metaverse, and Digital Payments

Blockchain, metaverse, and digital payment technologies, collectively called digital ecosystem, have received much attention from academia, regulators, and industry alike. However, their usage across various sub-sectors of the economy and industry is slow, and deployment is still largely experimental.
Aijaz A. Shaikh   +2 more
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