Results 121 to 130 of about 44,764 (299)

Settlement in modern network-based payment infrastructures – description and prototype of the E-Settlement model [PDF]

open access: yes
Payment systems are undergoing rapid and fundamental changes stimulated largely by technological progress especially distributed network technology and real-time processing.
Lumiala, Veli-Matti   +2 more
core  

Blockchain‐Based Smart Contracts in US Specialty Crop Marketing: Grower Preferences and Adoption Potential

open access: yesAgribusiness, EarlyView.
ABSTRACT Using survey and discrete choice experiment data, we examined US specialty crop growers' preferences for marketing contract attributes in the context of emerging blockchain‐based technologies and expanding traceability initiatives. Results show that farmers preferred traditional written contracts but might be willing to accept digital ...
Elizabeth Canales   +3 more
wiley   +1 more source

The Role of Digital Payment Technologies in Promoting Financial Inclusion: A Systematic Literature Review

open access: yesFinTech
In this study, we review recent research on how digital payment technologies (DPTs) promote financial inclusion (FI) across the world. Drawing on empirical studies from the past decade, we show that digital payment systems have helped reduce financial ...
Abdelhalem Mahmoud Shahen   +1 more
doaj   +1 more source

Challenges and enablers in fluidization technology

open access: yesAIChE Journal, EarlyView.
Abstract Gas–solid fluidized beds provide excellent heat and mass transfer for high‐throughput operations from coating to catalytic conversion and underpin emerging low‐carbon technologies. Yet industrial reliability, scale‐up, and control lag scientific understanding, particularly as finer, stickier, and more variable feedstocks increasingly challenge
J. Ruud van Ommen, Jia Wei Chew
wiley   +1 more source

Assessing the adoption of barcode payment systems in Nigeria's transportation sector: An empirical study

open access: yesSustainable Futures
Nigeria’s transportation sector relies heavily on cash payments regardless of the Central Bank of Nigeria’s New Quick Response (NQR) initiative to unify QR code schemes in 2021.
Salihu Adam Jiddah   +2 more
doaj   +1 more source

Central Banks and Payment Instruments: a Serious Case of Schizophrenia

open access: yes
This article analyses the competition between cash and payment cards against the backdrop of the dual role of central banks - as issuers of cash and as institutions with a mandate to foster the efficiency of payment systems in general.
VAN HOVE, Leo
core  

Factorization Machine‐Based Active Learning for Functional Materials Design with Optimal Initial Data

open access: yesAdvanced Intelligent Discovery, EarlyView.
This work investigates the optimal initial data size for surrogate‐based active learning in functional material optimization. Using factorization machine (FM)‐based quadratic unconstrained binary optimization (QUBO) surrogates and averaged piecewise linear regression, we show that adequate initial data accelerates convergence, enhances efficiency, and ...
Seongmin Kim, In‐Saeng Suh
wiley   +1 more source

Integrated security systems for protecting payment synchronization from MITM attacks [PDF]

open access: yes
The article addresses the challenge of securing payment synchronization against Man-in-the-Middle (MITM) attacks in multichannel payment systems, where cash, card, and online transactions are integrated with CRM and accounting platforms. It examines MITM
Shahmatov, I.O., Zamrii, I.V.
core  

Why Physics Still Matters: Improving Machine Learning Prediction of Material Properties With Phonon‐Informed Datasets

open access: yesAdvanced Intelligent Discovery, EarlyView.
Phonons‐informed machine‐learning predictive models are propitious for reproducing thermal effects in computational materials science studies. Machine learning (ML) methods have become powerful tools for predicting material properties with near first‐principles accuracy and vastly reduced computational cost.
Pol Benítez   +4 more
wiley   +1 more source

When Biology Meets Medicine: A Perspective on Foundation Models

open access: yesAdvanced Intelligent Discovery, EarlyView.
Artificial intelligence, and foundation models in particular, are transforming life sciences and medicine. This perspective reviews biological and medical foundation models across scales, highlighting key challenges in data availability, model evaluation, and architectural design.
Kunying Niu   +3 more
wiley   +1 more source

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