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Digital payment systems enabling security and unobservability
Computers & Security, 1989In present day cashless payment systems, the banks and (by installing a Trojan horse) even the manufacturers of the computer equipment used could easily observe who pays what amount to whom and when. With the increasing digitization of these systems, e.g. point-of-sale terminals and home banking, the amount of transaction data and their computerization
Holger Bürk, Andreas Pfitzmann
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Digital Payment Systems: State and Perspectives
2023This chapter strives to provide a comprehensive overview of current digital payment systems and point out their key opportunities, benefits, and constraints. We will discuss the following methods and channels for digital payment: credit cards, online credits, vouchers, different types of P2P, recurring payments, social pay, micro payments, and others ...
Radenković, Božidar +2 more
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Payment Systems in Digital Economy
2021Digital technologies are changing business models and business process management systems in banks. The fintech phenomenon—a combination of technology and innovation—is creating a completely new competitive environment in which credit institutions, as traditional financial intermediaries, face virtual cryptocurrency emission centres that also account ...
Aleksei Bolonin, Vladimir Balykin
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Digital Payments Systems for Emerging Economies
2023Innovative digital payment systems (DPS) are a crucial solution for greater financial inclusion assisting low-income households in overcoming poverty using lower-cost methods for managing their finances. The advancement in internet communication technologies and the arrival of e-commerce and e-business simulated digital payment systems providesvarious ...
Bossi A. Masamila +2 more
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Consumer Perception toward Digital Payment System
Management Dynamics, 2022In the modern world, where the current electronic payment system is replacing the traditional payment method, the e-payment system is becoming popular among the new generation and gaining popularity among the older generation. With the gain of popularity, security, and privacy issues are also increasing.
Omkar Poudel, Mohan Prasad Sapkota
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Digital certificates and payment systems
Information Security Technical Report, 1998Abstract This article provides a brief overview of the kinds of digital certificates that are used in some electronic payment systems; namely S.W.I.F.T., CHAPS, EMV and SET. These electronic payment systems use public key certificates to protect the integrity and confidentiality of payment and key management messages.
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QR Digital Payment System Adoption by Retailers
Information Resources Management Journal, 2021The acme of this paper was to examine the QR code payment services adoption by retailers in Pakistan. An all-inclusive review of the literature and data analysis has justified the purpose to use this inventive technology. The study established that innovation diffusion theory (IDT) dimensions and convenience impacted the usefulness of QR code payment ...
Yun Jiang +4 more
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