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Digitization of Retail Payment
SSRN Electronic Journal, 2010The rapid proliferation of electronic payment media continues to change the way consumers shop and merchants sell goods and services. Many policymakers and economists agree that the digitization of payments is socially beneficial. However, there is considerable debate regarding the optimal pricing of these payment services.
Wilko Bolt, Sujit Chakravorti
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Oxford Review of Economic Policy
AbstractDespite the rapid growth in digital payments (DP) adoption and its positive socio-economic impacts in low-income countries, a large portion of the population remains disconnected from DP. At the same time, usage of DP conditional on adoption is low, highlighting the unexplored potential for financial inclusion and economic advancement.
Varun Kesavan, Srinivasan K. Sakthi
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AbstractDespite the rapid growth in digital payments (DP) adoption and its positive socio-economic impacts in low-income countries, a large portion of the population remains disconnected from DP. At the same time, usage of DP conditional on adoption is low, highlighting the unexplored potential for financial inclusion and economic advancement.
Varun Kesavan, Srinivasan K. Sakthi
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Digital Payment Systems: State and Perspectives
2023This chapter strives to provide a comprehensive overview of current digital payment systems and point out their key opportunities, benefits, and constraints. We will discuss the following methods and channels for digital payment: credit cards, online credits, vouchers, different types of P2P, recurring payments, social pay, micro payments, and others ...
Radenković, Božidar +2 more
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Digitization of Retail Payments
2012The rapid proliferation of electronic payment media continues to change the way consumers shop and merchants sell goods and services. Many policymakers and economists agree that the digitization of payments is socially beneficial. However, there is considerable debate regarding the optimal pricing of these payment services.
Wilko Bolt, Sujit Chakravorti
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Digital payments in Africa - how demand, technology, and regulation disrupt digital payment systems
International Journal of Teaching and Case Studies, 2019The purpose of this study is to better understand the impact factors behind the adoption of digital payment systems in Africa. The FinTech environment is changing rapidly and requires constant review of the ecosystem of financial technology innovations to keep abreast of the innovations.
Kenzie K. Ferguson +2 more
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2014
This chapter presents an overview of payment systems, discusses B2C and B2B digital payment systems, addresses mobile payment systems, highlights success factors and challenges/issues of digital payment systems, and suggests some emerging trends and future directions of digital payment systems.
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This chapter presents an overview of payment systems, discusses B2C and B2B digital payment systems, addresses mobile payment systems, highlights success factors and challenges/issues of digital payment systems, and suggests some emerging trends and future directions of digital payment systems.
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Communications of the ACM
Problems with digital payment systems have the potential to seriously disrupt otherwise seamless transactions.
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Problems with digital payment systems have the potential to seriously disrupt otherwise seamless transactions.
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Digital Payments: An Indian Perspective
2021The purpose of this paper is to explore the trends in digital payments across the globe, the Digital India initiative which ultimately led to the rise of digital payments in India, different modes of payments made available to the citizens to facilitate safe, secure and quick payments, and to document how the selected smart cities in the country have ...
Gayatri Doctor, Shravan Engineer
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Digital Transformation in Payments
2017All main fundamental functions played by the global financial system are potentially ripe for disruption. A disruption mostly introduced by digital innovation, but not only, as a full spectrum of technological changes are happening across multiple fields and converging into a new future steady state that is difficult to predict.
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