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Bank market power and the intensity of borrower discouragement: analysis of SMEs across developed and developing European countries [PDF]
Small Business Economics, 2018 This paper analyzes the effect of bank market power on the financial constraints of small and medium-sized enterprises (SMEs) through the study of borrower discouragement.
Gines Hernández-Cánovas +1 more
exaly +3 more sources
Intra-cultural variation in individualism and credit discouragement
Economics LettersBorrower discouragement occurs when eligible firms avoid applying for credit due to anticipated rejection. Using data from the World Bank’s Enterprise Surveys and cultural measures from the World Values Survey, we show that intra-cultural variation in ...
Jeremie Bertrand, Valentina Febo
exaly +2 more sources
Applied EconomicsThis study uses a multilevel analysis to examine how banking system stability influences the relationship between bank concentration and borrower discouragement.
Gines Hernández-Cánovas +2 more
exaly +2 more sources
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Individualism reduces borrower discouragement
Journal of Economic Behavior and Organization, 2023Laurent Weill, Francis Osei-Tutu
exaly
The Causes and Effects of Discouragement in the Working-Age Population
Problems of Economic Transition, 2022exaly
‘Why Even Bother Trying?’ Examining Discouragement among Racial‐Minority Entrepreneurs
Journal of Management Studies, 2018François Neville +1 more
exaly
Social support and the reduction of discouragement after job displacement
Journal of Socio-Economics, 2002Gangaram Singh
exaly