The Effects of Regulatory Office Closures on Bank Behavior
Abstract We investigate if the decentralized structure of regulatory office networks influences supervisory outcomes and bank behavior. Following the closure of an office, banks previously supervised by that office increase their lending and risk‐taking.
IVAN LIM, JENS HAGENDORFF, SETH ARMITAGE
wiley +1 more source
Sterol carrier protein 2 loss reduces anxiety and enhances fear extinction. [PDF]
Liedhegner ES +7 more
europepmc +1 more source
Financial Fragility and the Fiscal Multiplier
Abstract We show that undercapitalized banks with large holdings of government bonds subject to sovereign default risk lead to a new crowding‐out channel: deficit‐financed fiscal stimuli lead to higher bond yields, triggering capital losses for the banks. Banks then cut back loans, which reduces fiscal multipliers.
CHRISTIAAN VAN DER KWAAK +1 more
wiley +1 more source
Influence of Cardiometabolic and Alzheimer Disease Genetics on Cognitive-Related Outcomes in a Diverse Population. [PDF]
Kim D +14 more
europepmc +1 more source
Nonresponse Bias in Household Inflation Expectations Surveys
Abstract This paper uses microdata from the Reserve Bank of New Zealand's Household Inflation Expectations survey to evaluate the effects of nonresponses to the inflation expectations question in the survey. We find nonresponses lead to substantial underrepresentation of some demographic groups in the survey: young, female, low‐income, and minority ...
MELTEM CHADWICK +2 more
wiley +1 more source
How Is Generative AI Use Associated with Employee Creative Behavior? Uncovering Capability- and Risk-Based Psychological Pathways. [PDF]
Yang J, Shan H, Lee JN, Li Z.
europepmc +1 more source
Real Effects of Exchange Rate Depreciation: The Roles of Bank Loan Supply and Interbank Markets
Abstract Using matched bank–firm‐level data and estimating difference‐in‐differences regressions around the 2014 depreciation of the euro, we show that exchange rate depreciations can lead to higher loan supply by raising banks' net worth. We focus on a new channel, interbank lending from large banks with high net dollar exposure to small banks without
THORSTEN BECK +3 more
wiley +1 more source
CB1 receptor signaling at the cingulate-striatal circuit is anxiogenic. [PDF]
Kelly TJ +6 more
europepmc +1 more source
Macroprudential Policy in the Euro Area
Abstract This paper examines the development and impact of macroprudential policies in the euro area. We construct a novel index that captures the stance of macroprudential policy, and we highlight its main stylized facts since the inception of the euro in 1999. We combine a narrative approach and a structural VAR method to show that both unanticipated
ÁLVARO FERNÁNDEZ‐GALLARDO +1 more
wiley +1 more source
Clinical and Functional Heterogeneity of COPD Phenotypes: A Multicenter Study from Turkey (DIPTUR Study). [PDF]
Ozlu T +42 more
europepmc +1 more source

