Results 131 to 140 of about 459,844 (307)

Borrower verifiability at entry: Credit access and misallocation

International Review of Economics & Finance
We study how public data infrastructure interacts with private disclosure to shape entrant financing, firm entry, and resource allocation when borrower information is scarce and uncertainty is high.
Qi Xu, Yongyou Nie
doaj   +1 more source

Financial stability and the New Basel Accord. [PDF]

This study outlines how proposed changes to international capital adequacy standards – commonly referred to as “Basel II” – will reinforce financial stability.
Duchateau, A., Thoraval, P Y.
core  

ESG Performance, Debt Financing, and R&D Output: Evidence From the Healthcare Sector

Business Strategy and the Environment, EarlyView.
ABSTRACT Amid growing calls for sustainability in the healthcare sector, this study examines how and under what conditions environmental, social, and governance (ESG) performance influences research and development (R&D) output. Although existing studies suggest that ESG performance enhances R&D output, the financial mechanisms that enable or constrain
Sarmad Ali, Oriana Ciani, Simone Ghislandi   +2 more
wiley   +1 more source

FedQuAD: Fast-Converging Curvature-Aware Federated Learning for Credit Default Prediction from Private Accounting Data

Mathematics
Credit default prediction from firm-level accounting statements is central to risk management, yet the underlying financial data are highly sensitive and often siloed across banks, auditors, and platforms. Federated learning (FL) offers a practical route
Dingwen Bai, MuGa WaEr, Qichun Wu
doaj   +1 more source

Financial sector inefficiencies and the debt Laffer curve [PDF]

The authors analyze the implications of inefficient financial intermediation for dbt management, using a model in which firms rely on bank credit to finance their working capital needs, and, lenders face a high state verification and enforcement costs of
Agenor, Pierre-Richard, Aizenman, Joshua
core  

Investigating How Firms in Emerging Economies Integrate AI‐Driven Systems and ESG Metrics Into Biodiversity Conservation and Circular Economy Strategies

Business Strategy and the Environment, EarlyView.
ABSTRACT This study investigates how firms in emerging economies integrate artificial intelligence (AI) with environmental, social, and governance (ESG) practices to enhance biodiversity conservation and circular economy outcomes. It examines the mediating role of corporate social responsibility (CSR) governance and the moderating effect of ...
Suleman Bawa, Simplice A. Asongu
wiley   +1 more source

Modelos para otorgamiento y seguimiento en la gestión del riesgo de crédito || Models for Granting and Tracking in Credit Risk Management

Revista de Métodos Cuantitativos para la Economía y la Empresa, 2018
Esta investigación muestra la aplicación y desempeño de tres modelos para la clasificación de solicitantes de créditos: el modelo de análisis discriminante, el de regresión logística y el de redes neuronales; técnicas empleadas por las instituciones ...
Millán Solarte,Julio César, Caicedo Cerezo, Edinson   +1 more
doaj  

The Impact of ESG Regulations and Taxonomy on the Credit Process in Commercial Banks

Finanse i Prawo Finansowe
The purpose of the article is to present the impact of legal regulations in the field of sustainable development (ESG) and taxonomies on the course of credit processes in commercial banks. Methodology refers to studies of legal regulations, comparative
Aneta Kosztowniak
doaj   +1 more source

Central bank liquidity provision, risk-taking and economic efficiency

, 2013
After the Lehman default, but also during the euro area sovereign debt crisis, central banks have tended to extend the ability of banks to take recourse to central bank credit operations through changes of the collateral framework (e.g.
Bindseil, Ulrich, Jabłecki, Juliusz
core  

The capital structure of banks and practice of bank restructuring : eight case studies on current bank restructurings in Europe ; final report [PDF]

, 2013
This study presents an empirical analysis of capital and liability management in eight cases of bank restructurings and resolutions from eight different European countries.
Dübel, Hans-Joachim
core