Results 81 to 90 of about 3,240,961 (284)
Geographically Weighted Logistic Regression Applied to Credit Scoring Models
This study used real data from a Brazilian financial institution on transactions involving Consumer Direct Credit (CDC), granted to clients residing in the Distrito Federal (DF), to construct credit scoring models via Logistic Regression and ...
Pedro Henrique Melo Albuquerque +2 more
doaj +1 more source
Modeling a Distribution of Mortgage Credit Losses [PDF]
One of the biggest risks arising from financial operations is the risk of counterparty default, commonly known as a “credit risk”. Leaving unmanaged, the credit risk would, with a high probability, result in a crash of a bank. In our paper, we will focus
Petr Gapko, Martin Šmíd
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Behavioral Coping With Food Price Inflation: Patterns Among U.S. Households
ABSTRACT Recent food price inflation has placed substantial pressure on household budgets, food security, and mental well‐being. Using Household Pulse Survey data, we combine k‐modes clustering and Double Machine Learning to identify distinct household coping groups and examine differences in how households respond to rising food prices across groups ...
Yuxiang Zhang, Yizao Liu
wiley +1 more source
Study of Factors Affecting the Agricultural Credit Repayment A Case Study of Fars Province [PDF]
The aim of this study was to investigate factors affecting repayment of agricultural loan in FarsProvince, using the data collected from the Agricultural Bank and 163 questionnaires filled out in the Province of Fars.
Mehrdad Bagheri, Bahaedin Najafi
doaj
Effect of internal controls on credit risk among listed Spanish banks
Purpose: The paper examines the effectiveness of internal control systems, explores the exposure of Spanish banks to the dangers of default as a result of internal control systems and establishes a relationship between internal controls and credit risk ...
Ellis Kofi Akwaa-Sekyi +1 more
doaj +1 more source
Analytical solutions for expected and unexpected losses with an additional loan [PDF]
We evaluate expected and unexpected losses of a bank loan, taking into account the bankfs strategic control of the expected return on the loan. Assuming that the bank supplies an additional loan to minimize the expected loss of the total loan, we provide
Satoshi Yamashita, Toshinao Yoshiba
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Extension Economists: Valued in Mission, Penalized in Practice
ABSTRACT As the public engagement arm of the land‐grant mission, we argue that Extension faculty in US agricultural economics departments face an identity crossroads as they struggle for institutional support. Specifically, we argue that Extension economists function as boundary‐spanning professionals within academic structures that often devalue ...
Trey Malone +5 more
wiley +1 more source
IFRS 9 AND THE INTERACTION WITH BASEL III REGULATION PILLARS [PDF]
IFRS 9, standard focusing on the accounting for financial instruments, once implemented, led to significant improvements in the world of accounting. The transition from the old standard (IAS 39) in order to apply IFRS 9 has been a major challenge for the
MITOI Elena +3 more
doaj
ABSTRACT Contract farming is a viable strategy agribusinesses rely on to strengthen coordination across actors in the value chain. However, low contract compliance remains a significant setback to agribusinesses' contract performance in low‐ and middle‐income country context.
Umar Shehu Umar +2 more
wiley +1 more source
Credit Union Department Newsletter [PDF]
Newsletter of the Texas Credit Union Department containing departmental news and announcements, deadlines, and other information of importance to credit ...
Texas. Credit Union Department.
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